Locked in with a 3% Interest Rate and Why People Are Still Moving to South Carolina?
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Locked in with a 3% Interest Rate and Why People Are Still Moving to South Carolina?
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Many homeowners locked in mortgage rates around 2%–3% during the pandemic. Now that rates are closer to 6–7%, many people feel stuck in their current homes.
Economists even have a name for this phenomenon: the “lock-in effect.”
In this episode, we discuss:
• What the lock-in effect means for today’s housing market
• Why South Carolina is the fastest-growing state in the U.S.
• The real math behind relocating to a lower cost-of-living state
• Why Charleston continues to attract new residents every day
• How job growth, manufacturing, and aerospace are fueling local demand
• A real-world example comparing monthly housing costs between high-cost states and South Carolina
If you currently have a 3% mortgage rate, the question isn’t just about interest rates anymore.
It’s about the total cost of living, lifestyle, and long-term opportunity.
Angel and Dan walk through the numbers and explain why the move to South Carolina may still make financial sense for many homeowners.
Thinking about relocating to South Carolina?
Email us the word RELO to receive our South Carolina Relocation Guide and explore what the move could look like for your situation: GenXRealtorsLC@gmail.com
Watch this episode HERE.
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