エピソード

  • The 50-30-20 Rule

    The 50-30-20 Rule
    2025/11/22
    This episode breaks down the popular and effective 50-30-20 Rule, a simple budgeting framework designed to help you organize your spending and save with clarity. We explain how to allocate 50% of your after-tax income to needs, 30% to wants, and a crucial 20% directly toward savings and debt repayment. Tune in to learn practical tips for implementing this rule immediately and gaining greater control over your cash flow without feeling overly restricted.
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  • Roth Conversion Time

    Roth Conversion Time
    2025/11/08
    Now is the perfect time to evaluate your retirement savings and see if a Roth conversion is the right move for your financial future. We break down the step-by-step process of converting traditional IRA or 401(k) assets to a Roth, weighing the immediate tax cost against the massive benefit of tax-free growth for life. Tune in to learn strategic timing, how to pay the tax bill efficiently, and why locking in today's tax rate could save you a fortune in retirement.
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  • Why Do You a Need a Financial Planner?

    Why Do You a Need a Financial Planner?
    2025/10/18
    You don't need millions to benefit from a financial planner, yet many people only associate them with stock-picking or late-stage retirement planning. This episode breaks down the true value of a planner, from mastering cash flow and debt management to creating a clear, comprehensive roadmap for your biggest life goals. Discover how a planner acts as your fiduciary partner and behavioral coach, providing the objectivity and tax-smart strategies essential for building lasting wealth.
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  • Probate Avoidance

    Probate Avoidance
    2025/09/27
    This episode explains the legal process of probate and why so many people want to avoid it. We’ll outline common strategies for keeping your assets out of court, from utilizing trusts to properly designating beneficiaries on your accounts. Tune in to learn how to create a smoother, more private transfer of your estate for your loved ones.
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  • How to Protect Yourself from Fraud

    How to Protect Yourself from Fraud
    2025/08/30
    In an increasingly digital world, financial fraud is a growing threat. This episode provides essential strategies to safeguard your money and personal information from common scams, from phishing emails to identity theft. Join us as we arm you with the knowledge and tools you need to recognize red flags and proactively protect your financial well-being.
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  • How Healthy is The US Economy

    How Healthy is The US Economy
    2025/08/16
    In this episode, we take a deep dive into the state of the U.S. economy, moving beyond the headlines to examine the key indicators that truly matter. We'll analyze recent employment data, inflation trends, and consumer spending habits to provide a clear and unbiased picture of economic health. Join us to understand what these numbers mean for your personal finances and how you can prepare for what lies ahead.
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  • Tariffs, Taxes and You

    Tariffs, Taxes and You
    2025/08/02
    This episode will demystify how global trade policies and domestic tax laws directly impact your personal finances. We'll explore how tariffs on imported goods can quietly raise the prices of your everyday purchases and examine how different types of taxes affect your investments and income. Tune in to understand these complex forces and learn strategies to protect and grow your wealth in an ever-changing economic landscape.
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  • Big Beautiful Tax Changes

    Big Beautiful Tax Changes
    2025/07/19
    During today’s show, we’re going to discuss what the newly signed federal budget bill may mean for your taxes as older Americans and retirees.
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