Part 2 of the Next Generation series focuses on the financial decisions young adults are making right now, and the ones that matter most long term.

Joe breaks down the habits, mindset, and common mistakes that can either set you up early… or quietly hold you back for years.

If you're in your 20s or 30s (or a parent trying to guide your kids well), this episode brings clarity to what actually matters—without hype, speculation, or complicated strategies.

Topics include:

• What young adults should focus on first financially
• The biggest early mistakes to avoid
• Why habits matter more than timing the market
• How to think long-term from the beginning

For a quick assessment of your current financial life go to:

Livingbalancesheet.com/lbsvision/lite/joedelisi

At the end of the assessment you can request a meeting with me to review the results.

joedelisi.com

In this episode, Joe DeLisi revisits one of his most talked-about conversations, “The Worst Decision a Client Has Ever Made”—and addresses the surprising takeaway many listeners walked away with.

If you’ve ever thought holding a few individual stocks is the same as “owning a business,” this episode is for you.

Joe breaks down the dangerous misunderstanding behind that belief and explains why treating your portfolio like a collection of handpicked bets can quietly derail long-term success. Using simple, real-world analogies, he challenges the way most people think about investing—and shows you a more disciplined approach that removes emotion, speculation, and guesswork.

This is a straight conversation about behavior, not predictions—because in the long run, your decisions matter far more than the market headlines.

If you want clarity, confidence, and a better framework for how to actually think about your money, don’t skip this one.

For a quick assessment of your current financial life go to:

Livingbalancesheet.com/lbsvision/lite/joedelisi

At the end of the assessment you can request a meeting with me to review the results.

joedelisi.com

Over the past several years, I’ve noticed something happening with many of my long-time clients.

Their kids are growing up.

The same families I’ve worked with for 20+ years now have sons and daughters in their early 20s—thinking about college, careers, and starting their financial lives. And more and more, parents ask me the same question:

“Would you talk to my son or daughter about money?”

That’s what this episode is about.

In this conversation, I explain how the advice I give someone at the top of their career is very different from the guidance I give a 21- or 23-year-old who is just getting started. We talk about early career decisions, how to think about money when you’re young, and the habits that can set you up for long-term financial success.

If you’re just beginning your financial journey—or if you’re the parent of someone who is—this episode is meant to give you a clearer way to think about the decisions ahead.

For a quick assessment of your current financial life go to:

Livingbalancesheet.com/lbsvision/lite/joedelisi

At the end of the assessment you can request a meeting with me to review the results.

joedelisi.com