What if the biggest risk in your healthcare plan… is something you can’t even see? In this episode of The EOB Podcast, Justin and Julie are joined by Jamie Greenleaf, Co-Founder of Fiduciary in a Box, to break down one of the most important (and overlooked) issues in healthcare benefits today:

👉 Fiduciary responsibility — and why most employers aren’t prepared for it Drawing from decades of experience in the retirement space, Jaime connects the dots between what happened with 401(k) plans… and what’s now unfolding in healthcare.

Because the pattern looks familiar:

• Hidden compensation

• Lack of transparency

• Vague or missing contracts

• And employers being held responsible anyway

The conversation dives into:

Why healthcare is following the same path as retirement plans

What “reasonable compensation” actually means under ERISA

How lack of disclosures creates real legal risk

Why litigation may drive change faster than regulation

The dangers of indirect compensation and conflicted advice

And how employers can start building a defensible fiduciary process

One of the biggest takeaways? 👉 If you can’t explain what you’re paying… you probably can’t defend it. This episode is a must-watch for employers, HR leaders, CFOs, and benefits advisors trying to navigate an increasingly complex and high-risk environment.