Jamaica's Insurance Costs: Are Regulatory Fees Driving Up Premiums?
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Jamaica's Insurance Costs: Are Regulatory Fees Driving Up Premiums?
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Will higher regulatory fees strengthen Jamaicas financialsystem—or make insurance less affordable?
In this episode ofCaribbean Business Review, JosephCox speaks with Everton McFarlane, Executive Director of the Insurance Association of Jamaica, about the Financial Services Commissions revised fee structure and what it could mean for insurance affordability, consumer protection and the future of financial regulation in Jamaica.
The discussion explores whether rising regulatory costscould ultimately increase insurance premiums, contribute to creeping underinsurance, and affect financial inclusion. It also examines market conduct regulation, the transition toward a Twin Peaks supervisory framework and the balance between stronger consumer protection and maintaining a sustainableinsurance market.
This episode also features the CBR Briefing, CARICOM 51: Time to Open the Doors, examining whether greater transparency, institutional accountability and stronger implementation have become essential to CARICOMs future competitiveness.
Topics discussed: Insurance regulation • Financial Services Commission (FSC) • Insurance premiums • Consumer protection • Market conduct • Twin Peaks regulation • CARICOM • Caribbean public policy • Caribbean economics.
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