In the inaugural episode of Invisible Threat, Carter Wilcoxson, Founder and CEO of ePIC Services Company, and Dr. Matthew Eby, founder of Nth Degree Financial Solutions and co-author of The Invisible Threat, introduce the ideas, experiences, and responsibility behind the podcast.

They share how their professional paths first crossed, how the trust and fiduciary industry has evolved, and why judgment has become one of the most overlooked risks in decision-making today.

Dr. Matt reflects on the doctoral research that led to the creation of Invisible Threat, revealing how disagreement arises when capable, well-intentioned professionals interpret the same facts differently. Rather than treating disagreement as failure, this conversation reframes it as valuable information.

This episode sets the foundation for the series and introduces a core theme of the podcast:
disagreement is diagnostic, not divisive.

If you’ve ever left a boardroom or committee meeting feeling uncertain about how a decision was reached, this conversation is for you.

Follow Invisible Threat wherever you get your podcasts to stay with us as the conversation continues.

🔑 In This Episode

• How Carter Wilcoxson and Dr. Matthew Eby first connected
• Why judgment matters more as traditional rules fall away
• What happens when experienced decision-makers disagree
• How unseen judgment can quietly shape outcomes

Most fiduciary failures don’t come from reckless decisions.
They come from judgments that once felt obvious.

In this trailer for Invisible Threat, Carter Wilcoxson and Dr. Matthew Eby introduce the core premise of the podcast: that the greatest exposure in fiduciary work isn’t discretion, it’s unexamined certainty.

As conditions change, judgment can quietly settle into assumptions no one thinks to question, especially when it sounds like authority, experience, or tradition. This is the space where interpretation replaces intent and risk begins to form.

Invisible Threat exists to examine those moments, before confidence hardens into exposure.

Follow Invisible Threat wherever you get your podcasts.