Summary

In this conversation, Sven Franzen shares his journey as Germany's youngest entrepreneur, starting his company at the age of 16. He discusses the importance of financial independence, the evolution of his marketing agency, and the strategies he employed to sustain and grow his business. Sven also delves into his experiences in real estate and stock market investments, emphasizing the significance of mentorship and personal growth. He reflects on the impact of travel on his life and the necessity of adapting to changes brought by AI. Throughout the discussion, Sven highlights the importance of giving back to society and the value of building a strong network.

Links to Sven's Businesses

Mentoring: www.svenfranzen.de

TIGER Marketing Group: www.tigergroup.eu

Sven's LinkedIn: https://www.linkedin.com/in/marketingexperte/

Takeaways

• Sven started his company at a young age, which shaped his entrepreneurial journey.
• Financial independence is a key goal for Sven, aiming to achieve it by 40.
• Reinventing business models is crucial for long-term success in marketing.
• Real estate investments play a significant role in building wealth.
• Traveling is considered one of the best investments for personal growth.
• Mentorship has been a vital part of Sven's success and personal development.
• Learning from failures is essential for growth and resilience.
• Adapting to changes in the market, especially with AI, is necessary for future success.
• Building a strong network can lead to impactful societal contributions.
• Giving back to society is a core value that shapes Sven's leadership style.

Chapters

00:00 The Journey of a Young Entrepreneur

02:53 Building a Sustainable Business Model

05:45 Consulting and Mentorship: Expanding Horizons

08:53 Real Estate Investments: A Path to Financial Independence

11:53 Navigating the Stock Market: Risk and Strategy

29:00 Investment Strategies and Real Estate Insights

30:16 The Challenges of Startup Investing

33:21 The Value of Mentorship

36:48 Building a Global Network with JCI

40:28 Cultural Connections and Personal Growth

43:24 Learning from Failures and Setbacks

47:10 Life Lessons and Personal Development

51:33 Advice for the Next Generation

52:40 The Impact of AI on Career Development

Keywords

entrepreneurship, financial independence, marketing strategies, real estate, stock market, mentorship, personal growth, travel, AI, networking

Disclaimer: This episode does not constitute financial advice. It was created for financial education purposes only.

Summary

In this conversation, Georg Klausner and Tetyana Kohansal discuss the challenges of investing in a fast-paced society where instant gratification is prevalent. They explore how the rise of AI and digitalization has influenced people's expectations for quick returns on investments, often leading to emotional reactions during market downturns. Tetyana emphasizes the importance of long-term strategies and understanding market cycles to mitigate fear and make informed investment decisions, especially for young investors.

Guest Introduction

Today, we're diving into the world of financial education for children with Tetyana Kohansal, an actuary and passionate advocate for early money smarts.

Before we jump in, a quick intro to Tetyana. She's the founder of KS Actuaries, where she specialises in actuarial consulting, risk management, and financial strategies for businesses. With a strong background in finance, Tetyana has expanded her expertise into education, co-hosting webinars like 'Teens, Money & Mindset' and delivering a TEDx talk on why kids need to learn about money before they can count. She's also helping families build investing habits and teaching essential money skills to children. And she's co-wrote the children's book Geheimnis der Goldmünzen (The Secret of the Gold Coins), a story aimed at sparking financial curiosity in young readers, together with her husband Kambis Kohansal-Vajargah.

Resources

Tetyana's online course: TEEN FINANCE LAB

Her free guide for families: https://stan.store/polotania/p/free-family-guide

How to find The bbook: Kids Finance with Sammy — Bio Sites

TikTok: Kids Finance with Sammy (@kidsfinancewithsammy) | TikTok

Instagram: Tetyana Kohansal | Financial Education (@polotania) • Instagram-Fotos und -Videos

Takeaways

• People want to have things fast.
• They think they can get rich very fast.
• They want the return right now.
• They forgot about long-term investments.
• Fear becomes a normal daily thing.
• The market works in cycles.
• Surviving tough moments leads to better outcomes.
• Emotional reactions can hinder investment success.
• Long-term strategies are essential for financial health.

Disclaimer

This podcast episode is for financial education purposes only and does not constitute financial advice. Always consult a qualified professional for personalised guidance.

Unlocking Financial Education with Gerold Muhr

Kick off Investling Insights with Gerold Muhr, Investling's founder and EduTech veteran. From his 1967 birth in Austria to studying philosophy and literary studies in Graz, Gerold's path led from art curation (collaborating on SCHLAUCH's mid-1990s sound/media projects) to AI in finance in Frankfurt in the late 1990s. Gerold then served as Program Director for the EU-funded, seven-figure R&D project 'eCulture' at the ISNM International School of New Media at the University of Lübeck. At Steinbeis Hochschule, he led the BMBF (Federal Ministry of Education and Research)-funded, six-figure R&P project 'SALT', focused on developing and applying an online learning platform for the education of bank employees. He then founded Brand University of Applied Sciences in 2009, leading it for 15+ years in applied branding learning. Now, Investling offers AI-driven, structured financial education for beginners.

In this episode, Gerold shares his journey from rural Styria's blue-collar roots through art and finance in Frankfurt to today's dynamic AI world. We explore his evolving mindset on finances, markets, and risk—contrasting Austrian 'safe' savings/real estate norms with broader lessons from home and university.

Highlights:

• Early investing's power: Compound interest examples plus the host's personal mentoring story.
• Mentoring's impact: Gerold on his mentors and lessons applied today.
• AI evolution: From 1990s finance to today's advancements in exploratory learning.
• Success factors: Degree vs. skills vs. networks in financial education.
• Investling's motivation: Creating jargon-free online experiences for beginners.
• Resource gaps: Why structured content is rare, and how Investling fixes it with clear curricula.
• Self-education: Steps for safe learning without experts, building self-efficacy.
• Beginner strategies: Balancing certainty (fundamentals) and uncertainty (market moves).
• Life hacks: Failure as success setup; lifelong learning (Gerold's recent Machine Learning Engineer degree) and habit-building for busy lives.

Recurring wisdom:

• How has failure set you up for later success?
• In the past 4 years, what new belief, behaviour, or habit has most improved your life?
• What is one of the best investments you've ever made?
• Advice for young students entering the real world—and what to ignore?
• Who to invite next?

Aligned with Investling's sincere, no-guru tone, this episode reduces anxiety on investing topics, sparks curiosity, provides competent tools, and fosters agency & belonging.

Start learning today via Investling's free courses at learn.investling.org

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Disclaimer: This episode is for financial education purposes only and does not constitute financial advice. Always consult a qualified professional for personalised guidance.