In this episode of the Maine Farmcast, host Colt W. Knight sits down with Courtney Morse of Robinson Insurance Agency to discuss a topic many farmers avoid until it is too late: farm insurance. From hobby farms to full-scale agribusinesses, Morse shares practical insights on how insurance needs evolve as operations grow and diversify. The conversation highlights common misconceptions, including the risks of relying solely on homeowners policies and the importance of clearly communicating farm activities, side businesses and livestock ownership to an insurance provider.

Listeners will gain a better understanding of how to protect their farms through comprehensive coverage options that combine property, liability, livestock and business assets into a single farm package. The episode explores real-world scenarios, including storm damage, equipment losses, agritourism risks and livestock liability, while emphasizing the value of proactive planning and honest conversations with an insurance agent. Whether starting out or expanding into farm stands, events or direct sales, the episode offers guidance to help safeguard operations and avoid costly surprises.

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