Insurance Gaps in Modular: What Your Policy Doesn't Cover
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Insurance Gaps in Modular: What Your Policy Doesn't Cover
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概要
In this episode of Built Different, we map the insurance gaps in modular construction projects. From builder's risk exclusions for off-site fabrication to transit coverage holes and installation handoff disputes, the fragmented nature of modular creates exposure that traditional construction doesn't have.
Topics covered:
- Builder's risk policy exclusions for off-site factory fabrication
- Transit coverage gaps: collision, weather, vibration, and theft exposure
- Installation coverage handoffs: factory gate vs. site delivery vs. module set
- Professional liability fragmentation across architects and factory engineers
- Working with brokers who understand modular construction insurance
Who this episode is for: Developers managing construction risk, insurance brokers serving the construction industry, risk managers at modular factories, and general contractors coordinating modular projects.
Key takeaway: Map every phase of production, transport, and installation. Verify coverage exists for each phase with no gaps. It's tedious work, but it beats discovering a hole when you have a claim.
Built Different is produced by Spring Street Management Group. New episodes on modular construction risk, off-site building insurance, and volumetric construction drop every weekday at 6 AM Pacific.