What’s up fraud fighters, and welcome back to Fraud Forward!

In this episode, I’m sitting down with Mudassar Malik, Special Agent with the U.S. Secret Service and Founder and CEO of Deconflict.com, to talk about something our industry needs to get a whole lot better at: financial crime deconflict.

Money mule networks do not care where one institution’s visibility ends and another one begins. Pig butchering scams, romance scams, business email compromise, BEC fraud, account takeover, wire fraud, they all move across people, accounts, institutions, platforms, and jurisdictions. Meanwhile, too many of us are still trying to solve pieces of the same case from opposite sides of the wall.

Mudassar walks us through what happens when law enforcement and banking actually have a better way to connect investigative intelligence, share what they are seeing, and recognize when different teams may be looking at the same financial crime pattern from different angles.

This episode is not about sharing everything with everybody. It is about better fraud response, better financial crime intelligence, and better collaboration between the people who are already fighting the same criminal networks. Because if a credit union, a community bank, a larger institution, and law enforcement are all seeing pieces of the same mule activity, but nobody can connect those pieces fast enough, the criminals keep moving. And the victims keep paying for it.

• Why financial crime deconflict matters for banks, credit unions, fintechs, and law enforcement
• How the Deconflict platform helps connect investigative intelligence across financial crime cases
• Why money mule networks, pig butchering scams, romance scams, and BEC fraud require cross-institutional visibility
• Where 314(b)d information sharing fits into the larger fraud response conversation
• Why financial institution fraud prevention cannot stop at the edge of one institution’s data
• How law enforcement data sharing can help fraud fighters move from isolated cases to connected intelligence
• What teams can take back to think differently about collaboration and case escalation

• Work in fraud, BSA, AML, investigations, or financial crime intelligence at a bank or credit union
• Are trying to improve financial institution fraud prevention without adding more disconnected alerts
• Support fraud response for scams, mule activity, business email compromise, or suspicious account movement
• Want a better way to think about law enforcement data sharing and investigative collaboration