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  • Why Shelter Costs Keep CPI Higher Than Headline

    Why Shelter Costs Keep CPI Higher Than Headline
    2026/06/07
    In episode 37 of Inflation Explained with Fexingo, Lucas and Luna dig into the April CPI report showing headline inflation cooling to 332.4, but shelter costs remain stubbornly elevated at 5.2% annual growth. They explore how owner's equivalent rent, apartment concessions, and the lag in BLS data create a gap between what consumers feel and what the index shows. Using Zillow and Apartment List data, they explain why rents may finally be turning—but won't show up in CPI for months. A practical episode for anyone wondering why their rent check doesn't match the government's inflation narrative. #CPI #ShelterInflation #OwnerEquivalentRent #Rent #Zillow #ApartmentList #BureauOfLaborStatistics #Fed #MonetaryPolicy #Inflation #Housing #RealEstate #Economics #FexingoBusiness #BusinessPodcast #Podcast #EconomyExplained #CostOfLiving Keep every episode free: buymeacoffee.com/fexingo
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    10 分
  • How Long-Term Unemployment Is Rewriting the Inflation Story

    How Long-Term Unemployment Is Rewriting the Inflation Story
    2026/06/07
    The May jobs report is out Friday, but Lucas and Luna dig past the headline number into a quieter crisis: long-term unemployment is surging even as inflation moderates. They unpack why workers who've been jobless for 27 weeks or more are getting left behind, how that shifts bargaining power away from labor, and what it means for the Fed's next move. With the S&P 500 down nearly 3% this week and gold sliding, the hosts connect the dots between a softening labor market and a disinflationary pulse that may finally give the Fed cover to cut rates. Specific data points include the 122,000 ADP private payrolls beat, the gap between core CPI and core PCE, and the flat ten-year breakeven inflation rate. A concrete look at why the jobs market's quality matters more than its quantity for your wallet. #LongTermUnemployment #Inflation #JobsReport #FederalReserve #ADP #CPI #PCE #LaborMarket #Disinflation #Economy #Economics #FexingoBusiness #BusinessPodcast #CostOfLiving #MayJobs #Unemployment #FedRateCuts #WageGrowth Keep every episode free: buymeacoffee.com/fexingo
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    8 分
  • How Home Insurance Inflation Is Getting Zillowed

    How Home Insurance Inflation Is Getting Zillowed
    2026/06/06
    Episode 35 of Inflation Explained with Fexingo: CPI, Prices, and the Cost of Living for Everyday People. Lucas and Luna dig into why home insurance premiums are rising at double the rate of overall inflation, and how new data sources like Zillow and satellite imagery are changing how insurers price risk. They look at the April CPI shelter index (still sticky at 4.2% year-over-year) versus the 11% annual jump in home insurance costs, and discuss how climate disasters, reinsurance costs, and algorithmic pricing models are creating a new kind of inflation that the Fed's favorite gauges don't fully capture. They also examine the feedback loop between rising premiums and falling home affordability. This episode gives you one concrete number and one practical takeaway about how insurance inflation works in 2026. #HomeInsurance #Inflation #CPI #ShelterCosts #InsurancePremiums #Reinsurance #ClimateRisk #Zillow #PropertyInsurance #Underwriting #FedPolicy #HomeAffordability #EconomicData #CostOfLiving #FexingoBusiness #BusinessPodcast #Economics #InflationExplained Keep every episode free: buymeacoffee.com/fexingo
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    8 分
  • How the Hotel Industry Is Rewriting the Inflation Story

    How the Hotel Industry Is Rewriting the Inflation Story
    2026/06/06
    Inflation is cooling in the official CPI data, but hotel room rates tell a different story — one about supply constraints, labor costs, and shifting travel patterns. Lucas and Luna break down how the post-pandemic hotel boom has turned into a structural price reset, using data from major chains like Marriott and Hilton. They explore why a night in a mid-tier hotel now costs what a luxury room did five years ago, and what this means for the Fed's inflation fight. Along the way, they touch on the disconnect between headline CPI shelter costs and real-world lodging prices, the impact of boutique hotel proliferation, and the ripple effects on business travel budgets. A focused look at one industry's pricing power in a sticky-inflation world. #HotelInflation #CPI #LodgingCosts #TravelPrices #Marriott #Hilton #InflationPuzzle #ShelterCosts #BusinessTravel #SupplyConstraints #LaborCosts #PricingPower #FedPolicy #StickyInflation #TravelIndustry #Economics #FexingoBusiness #BusinessPodcast Keep every episode free: buymeacoffee.com/fexingo
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    8 分
  • Why the S&P 500 Is Defying Higher CPI Numbers

    Why the S&P 500 Is Defying Higher CPI Numbers
    2026/06/05
    The S&P 500 is near all-time highs even as CPI ticks up. Lucas and Luna dig into this disconnect, looking at why investors aren't panicking over April's CPI reading of 332.4. They explore the role of the Fed's rate pause, the ten-year breakeven inflation rate dropping to 2.36 percent, and how corporate pricing power is reshaping the inflation narrative. By examining specific sectors like technology and energy, they show why this time really might be different. If you've been confused by stocks rallying while prices stay high, this episode offers a clear, data-driven explanation. #CPI #S&P500 #Inflation #FederalReserve #BreakevenInflation #StockMarket #PricingPower #Technology #Energy #Investing #Economics #FexingoBusiness #BusinessPodcast #LucasAndLuna #MarketDisconnect #FedPause #CorporateProfit #InflationTrade Keep every episode free: buymeacoffee.com/fexingo
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    7 分
  • Why Used Car Prices Are Defying the Inflation Narrative

    Why Used Car Prices Are Defying the Inflation Narrative
    2026/06/05
    This episode of Inflation Explained drills into a single surprising data point: while headline CPI has cooled to 3.3% year-over-year as of April 2026, used car prices are bucking the trend and actually rising again. Lucas and Luna unpack why—blaming a perfect storm of constrained new-car supply, elevated lease returns, and a shift in consumer preference toward cheaper alternatives amidst sticky services inflation. They connect it to the broader inflation picture, referencing the Fed's preferred PCE index and the stubbornness of core services excluding housing. The hosts also explain what this means for the average buyer, and why the used car market may be a leading indicator for where inflation is headed next. A must-listen for anyone trying to reconcile official numbers with what they see on lots. #UsedCars #CPI #Inflation #AutoMarket #CoreInflation #PCE #Fed #SupplyChain #ConsumerBehavior #Economics #CarPrices #InflationExplained #Fexingo #BusinessPodcast #FexingoBusiness #LucasAndLuna #April2026CPI #PriceIndex Keep every episode free: buymeacoffee.com/fexingo
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    7 分
  • How Service Inflation Is Keeping the Fed on Hold

    How Service Inflation Is Keeping the Fed on Hold
    2026/06/04
    Episode 31: Lucas and Luna dig into why service-sector inflation—things like rent, insurance, and medical care—is staying stubbornly high even as goods prices cool. With CPI at 332.4 and core PCE still above the Fed's target, they explore the 'sticky services' problem using real data from April 2026. Lucas explains how labor costs in services create a feedback loop that keeps inflation above 3%, and why the Fed is unlikely to cut rates soon despite market hopes. Luna brings in the latest JOLTS data showing 7.6 million job openings, linking tight labor markets to persistent service inflation. They also touch on how this dynamic affects your daily budget, from car repairs to dentist visits. A clear, data-driven look at the structural force keeping inflation sticky. #ServiceInflation #StickyInflation #CPI #CorePCE #FedPolicy #InterestRates #LaborMarket #JOLTS #RentInflation #InsuranceCosts #MedicalCare #InflationOutlook #FOMC #EconomicData #CostOfLiving #BusinessPodcast #Economics #FexingoBusiness Keep every episode free: buymeacoffee.com/fexingo
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    8 分
  • Why Your Car Insurance Is Rising Faster Than CPI

    Why Your Car Insurance Is Rising Faster Than CPI
    2026/06/04
    Episode 30 of Inflation Explained with Fexingo digs into car insurance premiums—the inflation outlier that keeps climbing even as overall CPI cools. Lucas and Luna break down why auto insurance costs jumped 11% year-over-year, triple the headline inflation rate. They trace the drivers: repair costs from high-tech sensors, supply chain snags for parts, and a surge in distracted driving claims post-pandemic. Using recent data like the 7.6 million job openings spike and sticky core CPI, they explain how insurers are repricing risk. Plus, how the Fed's rate moves indirectly affect your premiums through the bond market. If you've wondered why your renewal letter feels like a gut punch, this episode connects the dots between macro data and your mailbox. #CarInsurance #AutoInsurance #CPI #Inflation #InsurancePremiums #CoreCPI #PCE #FedFundsRate #DistractedDriving #SupplyChain #RepairCosts #JobOpenings #ADP #Economics #FexingoBusiness #BusinessPodcast #InflationExplained #CostOfLiving Keep every episode free: buymeacoffee.com/fexingo
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    6 分