For most people, working with a financial advisor is part of an evolving journey. As their financial lives become more complex, they encounter different types of advisors and firm models, refining what they value and finding the right fit over time.

In this episode of the Inevitable Wealth, Jacky Petit-Homme and Guilian DiLeonardo walk through what that real-world wealth management journey often looks like.

We cover the most common models people experience, including insurance-first firms, workplace 401(k) providers, regional advisors, wirehouse firms, and independent RIAs. We discuss how each model works, what they do well, how incentives differ, and where limitations can appear as financial complexity increases.

This isn’t about saying one firm type is “good” or “bad.” There are high-integrity advisors across every model. The goal is to help you better understand the differences so you can make more informed, intentional decisions over time.

If you’ve ever asked:
• What’s the difference between Edward Jones, Merrill Lynch, and an independent RIA?
• Do I really have an advisor through my 401(k)?

This episode is designed to bring clarity and perspective to how advisory relationships evolve.

Disclosure: The views and opinions expressed are our own and provided for educational purposes only. They are not individualized financial advice.

In Episode 19 of Inevitable Wealth, Jacky and Guilian explore whether artificial intelligence is a bubble - or simply capitalism doing what it does best: evolving.

They unpack how global data center spending is set to surpass $590 billion in 2025, why this AI buildout is fundamentally different from the dot-com era, and how real profits and productivity (not speculation) are driving this cycle forward.

From the rise of trillion-dollar data infrastructure to the discipline required to stay invested through inevitable downturns, this episode examines how innovation, risk, and reward continue to shape the modern economy.

Listen in to understand why this AI revolution is less about hype and more about the hard work of progress.

Are you within 5–10 years of retirement? This episode is your roadmap to preparing with confidence.

We cover the 10 most important questions to ask before you retire—like when to claim Social Security, how to budget for healthcare, and whether your portfolio is aligned with your goals. Then, we walk through 10 practical actions you can take now to strengthen your retirement plan, from Roth conversions to stress-testing your income strategy.

Key topics include:
- Social Security timing and withdrawal strategies
- Healthcare costs before Medicare
- Investment risk and sequence-of-returns risk
- Tax efficiency, Roth conversions, and estate planning
- Long-term care funding options
- Emotional readiness and legacy planning

Whether you’re a high-net-worth professional, dual-income family, or executive approaching retirement, this checklist will help you feel prepared for the next chapter.

In this episode of Inevitable Wealth, we break down the biggest forces shaping your portfolio in 2025—from market momentum and Fed policy to sweeping tax law changes under the One Big Beautiful Bill Act (OBBBA).

We cover:

• Why the market is rallying (and whether it’s sustainable)
• Jerome Powell’s next move and what it means for interest rates
• How new SALT deduction rules and tax bracket changes impact high earners
• Big opportunities (and risks) as 401(k) plans open to alternative investments
• Why we’re holding international stocks—and what that means for diversification
• The psychology of FOMO vs. fear, and how rebalancing helps you stay disciplined

We also integrate fresh insights from Professor Jeremy Siegel, who weighs in on AI, tariffs, and earnings season—and why he still believes in the bull market.

Whether you’re planning your next Roth conversion, managing business deductions, or wondering if you’ve missed the rally, this is your guide to investing with clarity.

We’re covering four major forces shaping markets in 2025:

• The Fed’s Dilemma: With rates still at 4.25%–4.50% and inflation stubborn, we unpack whether cuts are really coming.
• Tariffs & Trade: How rising tensions could impact portfolios and global growth.
• Tax Sunset Prep: What high earners should be doing now before rates and exemptions change in 2026.
• AI: Boom or Bubble? We spotlight where real long-term value may lie—and what to avoid.

Smart insights to help you invest with confidence in an uncertain year.

It’s been five years since the COVID-19 pandemic sent markets into a historic tailspin. In this episode, we take a look back at the dramatic market crash of early 2020, the rapid recovery fueled by government stimulus, and the lasting economic shifts that still shape investing today.

From the initial panic and unprecedented volatility to the winners (like tech stocks and meme stocks) and losers (travel and retail), we break down the key lessons investors can take away. How has inflation, interest rates, and supply chain disruptions shaped the post-pandemic market? And what can we learn from one of the most volatile periods in market history? Tune in for a deep dive into the five-year financial aftermath of COVID-19.

Think all debt is bad or that real estate is the only smart investment? Think again! In Part 2, Jacky and Guilian break down more common money myths that might be holding you back. From the truth about debt to exploring diverse investment options, this is part two of a two-part series that will challenge your assumptions and help you make informed financial decisions. Don’t miss it!

Think all debt is bad or that real estate is the only smart investment? Think again! In this episode, Jacky and Guilian break down common money myths that might be holding you back. From the truth about debt to exploring diverse investment options, this is part one of a two-part series that will challenge your assumptions and help you make informed financial decisions. Don’t miss it!