If Your Roommate Pays Rent Could That Be Your Path To Homeownership
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If Your Roommate Pays Rent Could That Be Your Path To Homeownership
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Mortgage rates finally catch a break and slide back into the mid to low 6s, giving buyers and refinance clients more room to breathe. We also unpack an FHA change for 2026 that could let roommate rent help more people qualify for a home.
• mortgage rate movement and what’s driving it
• what “boarder income” means for FHA loans
• how FHA rules differ from Fannie Mae HomeReady and Freddie Mac
• the nine-month boarder income requirement and 12-month rental history rule
Planning ahead with a loan officer to track payments early
Reach out to Nikki if you have questions.
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