本期播客探讨了数字资产继承的核心挑战：如何在保障生前资产安全与确保身后顺利传承之间取得平衡。我们深入分析了围绕私钥、助记词及其他访问凭证的风险，并提出了一个全面的规划框架，强调了建立资产清单、设计安全存储机制以及将其与法律遗产规划工具（如遗嘱和信托）相结合的重要性，以防止数字财富的永久丢失。 - 如果没有你，你的家人知道如何找到并访问你的加密货币吗？ - 如何安全地存储私钥和助记词，既能防止黑客攻击，又能让继承人获取？ - 单纯留下一张写着密码的纸条作为遗嘱，会带来哪些法律风险？ - 什么是多重签名 (multi-sig) 钱包，它如何为大额资产提供额外保护？ - 在选择数字资产的受托人 (fiduciary) 时，除了信任之外还应考虑哪些关键因素？ - 你的遗产规划律师是否真正了解数字资产的特殊性？ - 如何制定一份既合法又实用的“操作指南”来引导你的继承人？ - 硬件钱包、交易所账户和软件钱包的继承规划有何不同？ Digital Asset Planning is hosted by Ran Chen, EA, CFP®. He is a seasoned financial professional specializing in complex cases for high-net-worth individuals and families with international backgrounds. Unlike standard crypto commentary, this podcast focuses on the intersection of digital assets and real-world financial planning—including tax strategy, estate and legacy planning, cross-border jurisdictional issues, and risk management. We help serious asset holders move beyond speculation toward long-term responsibility and protection. For more resources, visit https://digital-asset-planning.com.
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2025/12/254 分