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We break down how conflict-driven oil spikes push Treasury yields and nudge mortgage rates, then map the usual one-week cooldown. We pivot to tax timing, IRS balances, and how Fannie vs Freddie rules shape approvals for self-employed and W-2 buyers.

• how oil shocks and uncertainty move the 10-year and mortgage rates
• why rate jumps often fade the following week
• lock strategy and watching reprices in volatile markets
• filing vs extension timelines for self-employed income
• proof of filing, transcripts, and IRS balance options
• asset verification vs approved IRS payment plans
• some key differences between Fannie Mae and Freddie Mac
• lender overlays and why early communication matters
• aligning contract dates with April 15 realities
• refreshing older pre-approvals before shopping

Find Angie in her free Community for Women Real Estate agent:
www.skool.com/rebusinessbuilder/about

You can find Nikki on Instagram and TikTok at mortgagesfromMNtoAZ, on Facebook or LinkedIn under Nikki Erickson or Kevnik Mortgage, and Phone: 952-484-1584

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Now's The Time - no matter where you are, where you have been, or your current results - By becoming more aware and following a process, you can have whatever it is you truly desire!

Find me in my free Community for Women Real Estate agent:
www.skool.com/rebusinessbuilder/about

Check out my YouTube Channel - So many ways to stay connected and plugged in! AGCoaching@agcoaching684

With Gratitude -

Angie Gerber
angiegerber@gmail.com

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