When your stock is down, you say: "Aaj nhi toh Kal Chal hi jaayega." When it's up 5%, you say: "Abhi Paisa ban Raha hai toh Nikal le!" 📉📈

This emotional strategy—selling winners early and holding losers indefinitely—is Myth 24, the classic Disposition Effect that destroys capital growth.

In this deep behavioral episode of The Middle-Class Mistake, we uncover how short-term trades (made to beat FD returns) turn into unintentional long-term portfolio mistakes.

🎧 Join the conversation to learn:

• The Emotional Trap: Why fear makes you rush to book small profits, leading to regret over "notional losses" when the stock runs higher.
• The Sunk Cost Lie: Why hope ("Aaj nahi toh kal...") forces you to hold onto losing stocks, preventing your portfolio from generating positive returns even during a bullish market.
• The Solution: You must develop Discipline. Investment is not based on quarterly results, but on a defined long-term strategy.

💡 The 5-Point Strategy Check:Sanchit Taksali insists you must determine your strategy before investing. If you have an unwanted loss, ask:

2. Current Status: Has this short-term trade unintentionally become a long-term investment?
4. Risk Cost: What is the actual strategy behind holding this specific risk?
6. Capital Efficiency: What is the cost of the capital currently stuck in this loss?
8. Risk-Reward: How does the current risk-reward ratio compare to when I first invested?
10. Past Success: Has this "hold and hope" strategy ever worked for me consistently?

🔮 Next Episode Teaser:Are you confusing return percentages with time? Next time, we address Myth 25: The Time Factor – "Itne Time me itna return Mill Jaayega." We break down the true relationship between time and returns in your portfolio.

[ Financial Literacy | Sanchit Taksali | Behavioral Finance | Disposition Effect | Hindi Podcast | Investment Mistakes | Trading Strategy ]