ICBC's No Fault Policy: Protecting Premiums-Abandoning People W/ Hannah Mitchell
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ICBC's No Fault Policy: Protecting Premiums-Abandoning People W/ Hannah Mitchell
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In this episode of The Late Night Cool Down, guest Hannah Mitchell joins us to shed light on how ICBC’s No-Fault insurance policy has directly impacted her and thousands of British Columbians. Hannah shares her journey and highlights the stories of other BC residents who have been unfairly treated by ICBC, and the crucial need to advocate for those navigating the complex world of No-Fault insurance while educating individuals who may not fully understand the system.
Launch Date: Officially implemented on May 1, 2021.
The Core Rule: Care and recovery benefits apply to anyone injured in a motor vehicle crash, regardless of who was at fault.
Right to Sue: The ability to sue for pain, suffering, or general damages was eliminated for crashes occurring on or after May 1, 2021 (with rare exceptions, such as criminal charges like impaired driving).