Self-Directed IRAs Explained: Rollovers, Fees, Real Estate Investing & Non-Recourse Loans (Inspira Financial)

In this CRE Deep Dive episode, Dennis interviews Chris Barnett of Inspira Financial about how to open and fund a self-directed IRA and use it to invest in real estate and other alternatives while still having access to traditional public securities in the same account. Chris explains the three-step process (open the account, move funds via rollover or transfer, then invest), typical timelines, and Inspira’s flat annual fee structure, including a $100 discount for Oden Capital investors, per-asset pricing with a cap, and limited additional wire fees. They cover rolling over TSP funds, partial rollovers, annual contribution limits, how the IRA is vested as the buyer and pays expenses through a portal, non-recourse loan rules, and how UBIT/UDFI can apply to debt-financed profits. The conversation also compares standard custody to checkbook-control IRA LLCs and solo 401(k)s.

00:00 How to get a Self-Directed IRA with Inspira Financial

00:27 Introduction

02:24 Opening an Account

04:05 Fee Structure

11:02 Buying Real Estate in an IRA

15:09 Non-Recourse Loans & UBIT

19:01 LLC & Solo 401k Options

Insipra Financial website https://inspirafinancial.com/

Chris Barnette

Business Development Manager

P: 630-348-8943

chris.barnette@inspirafinancial.com

ODIN CAPITAL GROUP WEBSITE

https://odincapgroup.com/odin-capital-group-home