Get the free investing for kids workbook and set them up for financial success: https://herfinancialfreedom.net/investing-for-kids

What if your child could have a down payment for their first home — by the time they're 18?

Not by inheritance.

Not by luck.

By €100 a month. Starting today.

That's exactly what this episode is about.

A complete step-by-step guide on how to start investing for your kids — even if you've never done it before, even if you start with €20, and even if your child was born yesterday.

Because here's the numbers:

Invest €100/month from the day your child is born at an average return of 7% —

You put in €21,600 of your own money.

They receive over €42,000 at 18.

That's compound interest.

Einstein called it the 8th wonder of the world.

And it works exactly the same for your child's future.

When my niece was born, I did exactly what I tell my clients to do.

I forced my brother to open a brokerage account in her name.

Wired the first €500 myself.

And before she could even walk — she was already investing.

In this episode, I walk you through the full 6-step framework:

→ Set the goal — first home, education, first car? Put a real number on it.

→ Choose the right account — Junior Depot, custodial accounts, what to look for

→ Build the right portfolio — how your time horizon changes everything

→ Invest regularly — small amounts, automated, that you won't even feel

→ Educate them — it's not just the interest that compounds. It's the mindset.

→ Monitor, don't obsess — studies show the best-performing investor group is dead people. They just left the money alone.

Plus the platforms I actually recommend.

The best time to start was the day they were born.

The second best time is today.