🏦 Former chef turned top 1% mortgage originator Jonathan Robert joins the podcast to break down what it really takes to navigate today's housing market.

From clearing up common misconceptions around first-time buyer financing to explaining why conditional approval gives buyers a massive edge in competitive markets, Jonathan shares actionable advice for buyers, sellers, and real estate professionals.

💡 Key Takeaways:

✔️ Why conditional underwriting removes hidden risks before you make an offer

✔️ How state programs offer zero down financing beyond first-time buyers

✔️ The reason interest rate alone does not determine the best mortgage deal

✔️ How to properly verify and protect your VA loan entitlement

🎧 HOSTED BY: Deanna Parrish

👤 GUEST: Jonathan Robert – Branch Manager at New American Funding

Jonathan Robert is the Branch Manager for New American Funding in Birmingham, Alabama, specializing in custom mortgage solutions for first-time homebuyers, veterans, and clients seeking 100% financing. A former chef, he ranks as a top mortgage originator nationwide according to the Scotsman Guide and has been recognized as a top lender for the Alabama Housing Finance Authority’s Step Up program.

🎵 Listen in to discover how local expertise and front-end diligence transform the home buying experience.

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👉🏻 CONNECT WITH JONATHAN ROBERT

• LinkedIn: https://www.linkedin.com/in/jonathanrobert1686703/

• Facebook: https://www.facebook.com/jonathanrobertmtg/

• Instagram: https://www.instagram.com/jonathanrobertmtg/

👉🏻 CONNECT WITH DEANNA PARRISH:

• Website: https://deannaparrish.com/

• LinkedIn: https://www.linkedin.com/in/deanna-parrish-42655616/

• Instagram: https://www.instagram.com/deanna.e.parrish_realtor/

• Facebook: https://www.facebook.com/smithlakeproperty

Don’t forget to LIKE 👍 SUBSCRIBE 🔔 COMMENT 💬 below!

💎 Produced by Icons of Real Estate https://iconsofrealestate.com/