How the GSFA Platinum Program Helps California Homebuyers with Kelly Carrera
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How the GSFA Platinum Program Helps California Homebuyers with Kelly Carrera
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Think down payment assistance is only for first-time homebuyers? Not always.
In this episode of the Kern County Real Estate Review, Laurie McCarty is joined by local loan officer Kelly Carrera to break down the GSFA Platinum Program and how it may help qualified California homebuyers with down payment and closing cost assistance.
Laurie and Kelly discuss who may qualify, how the assistance works, whether you have to be a first-time buyer, how much help may be available, what credit score buyers may need, and what types of loans can be paired with the program, including FHA, conventional, VA, and USDA options.
They also talk about what sellers should know when receiving an offer from a buyer using down payment assistance, and why these programs should not automatically be viewed as a red flag when handled by the right lender.
If you are thinking about buying a home in Bakersfield, Kern County, or anywhere in California, but the upfront costs have felt out of reach, this conversation may help you understand what options could be available before you count yourself out.