『How a Spousal IRA Strategy Boosts Retirement for a Non-Working Spouse』のカバーアート

How a Spousal IRA Strategy Boosts Retirement for a Non-Working Spouse

How a Spousal IRA Strategy Boosts Retirement for a Non-Working Spouse

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In Episode 121 of Estate Planning with Fexingo, Lucas and Luna explore the spousal IRA—a powerful tool that allows a non-working spouse to build retirement savings based on the working spouse's income. They break down the rules, contribution limits for 2026, and how it integrates with estate planning to reduce taxable assets. Using a concrete example of a couple where one partner takes time off to raise children, they show how consistent contributions can grow to over $500,000 by retirement. The hosts also discuss conversion strategies to Roth IRAs and the impact of the SECURE Act on inherited IRAs. This episode is essential for any married couple looking to maximize retirement savings and minimize future estate taxes. #SpousalIRA #RetirementPlanning #EstatePlanning #RothIRA #SECUREAct #MarriedCouples #TaxStrategy #RetirementSavings #IRAContributions #NonWorkingSpouse #FinancialPlanning #WealthTransfer #FexingoBusiness #BusinessPodcast #Finance #PersonalFinance #LegacyPlanning #IRARules Keep every episode free: buymeacoffee.com/fexingo
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