Imagine a lifetime spent diligently saving your acorns, only to face a mental roadblock when it's time to enjoy them. Dana Anspach, CFP®, RMA®, and author of "Living Off Your Acorns," shares how this common challenge impacts retirees and introduces the critical "pre-go" phase.

This episode offers a fresh perspective on retirement planning, emphasizing conscious consumption of retirement funds.

Key Takeaways:

• Identify and plan for the crucial "pre-go" phase of retirement, which involves significant financial and identity shifts
• Overcome the "super saver" mentality to give yourself permission to enjoy retirement spending and experiences
• Understand that retirement is not a single phase but multiple stages, each with unique challenges and opportunities
• Recognize the emotional and psychological hurdles of transitioning from saving to spending retirement funds
• Explore how to find purpose and joy beyond work through hobbies, travel, and charitable giving

Resources Mentioned:

• Dana's new book: "Living Off Your Acorns: Your Guide To The Four Phases of Retirement"
• "Control Your Retirement Destiny" by Dana Anspach
• "Die with Zero" by Bill Perkins
• "The Prosperous Retirement: A Guide to the New Reality" by Michael Stein
• Your 12 Good Years article by Dan Hewlett

Connect With Dana Anspach:

• Website: https://www.sensiblemoney.com
• YouTube: https://www.youtube.com/@makingretirementmakesense

Connect with Benjamin Brandt:

• Subscribe to the This Week in Retirement: http://thisweekinretirement.com
• Get the Retire-Ready Toolkit: http://retirementstartstodayradio.com
• Work with Benjamin: https://retirementstartstoday.com/start

Get Benjamin's book!
Retirement Starts Today: Your Non-financial Guide to an Even Better Retirement

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