After the first sign of fire was spotted in the foothills above Altadena, a WhatsApp chat meant to set up pickleball games started going off. As the devastation became clear, that chat soon turned into a community disaster hub. The Eaton Fire Survivors Network — now known as the *Every Fire Survivors Network — is composed of thousands of people across LA's burn zones who are fighting to rebuild their community — and taking on the insurance industry while they’re at it.

GUEST: Joy Chen, Executive Director, Every Fire Survivors Network

LINKS:

The Every Fire Survivor Network (EFSN) website: https://www.efsurvivors.net/.

Read about the insurance legislation EFSN is behind: https://www.efsurvivors.net/fix-insurance

These hidden rules reveal how California insurers undercut wildfire claims, leaving families in damaged homes: https://www.sfchronicle.com/projects/2025/california-insurance-hidden-rules/#:~:text=Speed%20trumps%20accuracy:%20The%20directions,insurers%20follow%20the%20same%20playbook

California leaders promised fire recovery in record time. Los Angeles isn’t seeing it: https://www.politico.com/news/2026/04/13/california-leaders-los-angeles-fire-recovery-delays-00867498

UPDATE ON CA INSURANCE BILLS STILL ALIVE IN THE LEGISLATURE (Copy courtesy of EFSN's newsletter ):

• SB 1301 (Allen): Requires six months advance notice before nonrenewal, documented reasons, and a chance to fix the problem.

•SB 877 (Pérez): Requires insurers to show you their original loss estimate and any revised one. We deserve to see both.

•SB 878 (Pérez): Requires insurers to respond to claims in writing and adds automatic interest penalties when they violate existing laws on deadlines.

Learn more at fixinsurance.org.