⁠Send us a text

If you’re a home inspector or inspection business owner making real money, you’ve probably asked: What do I do with extra profit? Do you keep reinvesting into the business, buy another truck for tax write-offs, stack cash, invest in the stock market, or start building a real long-term financial plan? In this episode of the Inspection Empire Builder Podcast, Matt sits down with financial planner Zach Lopez to talk about financial planning for business owners, tax strategy, asset protection, and how to stop keeping all your eggs in one basket.

Most entrepreneurs are great at generating income—but they don’t always step back to create a real system for wealth building, retirement planning, and family security. Zach explains why “financial advisor” can mean a hundred different things, what a good planner actually does, and why smart owners delegate their finances the same way they delegate bookkeeping, taxes, and operations. You’ll also learn practical strategies like entity selection, insurance + umbrella policies, charitable giving vehicles like donor-advised funds, and the basics of a backdoor Roth IRA—a legit move that high earners often miss. If you want to grow your business and protect your future, this episode is your roadmap.

What You’ll Learn / Highlights

• Why reinvesting 100% into your business can become a risky “one basket” strategy

• How financial planning works for entrepreneurs (investing, insurance, taxes, estate basics)

• Asset protection basics: insurance, entity structure, and avoiding sloppy separation

• How donor-advised funds can support giving goals while improving tax efficiency

• Tax planning vs tax fraud (and why TikTok advice can wreck you)

• The backdoor Roth IRA explained in plain English + what the pro-rata rule is

• When it makes sense to hire a planner full-time vs do a one-time plan

• What Zach says is his ideal client profile (income + investable assets)

To connect with IEB using the following links:

Watch on YouTube: https://youtu.be/l0gctoXdRlg⁠

Website

Instagram

Email: support@iebcoaching