Uncovering the Short-Lease Challenge: Guy de Jersey on Lifetime Mortgage Gateway Logistics

In this powerful episode of The Advice Guru Podcast, hosts Stuart Powell and Stuart Wilson sit down with Guy de Jersey, Managing Director of Lifetime Mortgage Gateway Logistics (LMG), to unpack one of the biggest hidden issues in later-life lending — short leases and how they block thousands of older homeowners from accessing equity release.

Guy shares his journey from London property developer to consumer-focused innovator, revealing how his company is helping advisers and vulnerable clients navigate the complex world of leasehold reform and lease extensions. From understanding why a short lease stops equity release, to exploring the solutions LMG provides through education, data, and wraparound professional support, this episode lifts the lid on a growing national issue and the huge opportunity it presents for advisers.

🔍 Topics covered include:

• Why short leases prevent equity-release lending
• How Lifetime Mortgage Gateway Logistics helps advisers guide clients
• The role of Savills and Bishops & Sewell in LMG’s wraparound service
• The upcoming Leasehold and Freehold Reform Act 2024 (LAFRA) and what it means for clients
• Real data insights on the 1 million+ UK properties with leases under 90 years
• How advisers can turn rejected cases into new business opportunities

💡 Key takeaway:

Reform is coming, but advisers can act now to help vulnerable clients trapped by short leases — and unlock an overlooked multi-billion-pound market.

🎧 Tune in to hear how collaboration between equity-release experts, legal specialists, and advisers can finally bridge the gap for clients.

👉 Listen, learn, and stay ahead with Advice Guru — your educational partner in Later Life Lending.