If you’re graduating soon (or you just did) and you’re staring at your bank account wondering how you’re going to make the next few months work — this episode is for you.

Kristin breaks down the “no man’s land” between graduation and your first paycheck: boards, licensure, credentialing delays, moving costs, DEA fees… and how people accidentally start their career buried in credit card debt before they even earn real PA income.

Inside, you’ll hear:

• The real timeline of the gap (and why it’s often 3–6 months)
• How to budget the gap the right way (so you know the number you need)
• What expenses to plan for beyond rent (boards, license, DEA, admin fees)
• How to negotiate reimbursements into your contract (and what to get in writing)
• The biggest trap that ruins your first year financially (and better options to bridge the gap)
• Why “reward travel” needs to be budget travel right now (not bougie travel)

If you know a new grad PA about to hit this window, share this episode with them.

If you’re bridging the gap with credit cards (or want a cleaner monthly payment), Doc2Doc has personal loans built for healthcare providers. Check your rate in minutes (no impact to your credit score):

Check out Doc2Doc here: https://partner.doc2doclending.com/nurses-apps/millionaires-in-medicine

As a Millionaires in Medicine member, fund your Doc2Doc loan by July 31 and receive an exclusive $150 Amazon gift card as a special member benefit.

Want a real plan for your income, debt, and investing, not random tips?

Book an application call with the Millionaires in Medicine Team here: https://www.millionairesinmedicine.com/coach

The PA Millionaire Path is officially out on Amazon. If you’ve ever felt like you’re earning a great income but still barely keeping up, this book is your roadmap for turning PA income into real wealth.

👉 Buy it here: https://www.amazon.com/dp/B0GW8SXJ5R

Disclaimer

The Millionaires in Medicine Show is for educational and informational purposes only. The content shared is not intended as medical, legal, financial, or investment advice and should not be relied upon as such.