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  • California Notary Exam Prep 28, Proof of Execution by Subscribing Witness

    California Notary Exam Prep 28, Proof of Execution by Subscribing Witness
    2026/09/02
    This podcast is made by Ran Chen, who holds an EA license, Insurance and Securities licenses (Series 6, 63, 65), and the CFP® designation. He is passionate about opening access to high-quality exam preparation resources and helping learners prepare more effectively for professional certification exams. In this episode you will learn: - The specific roles of the Principal, Subscribing Witness, and Notary in a proof of execution. - Why the Subscribing Witness, not the Principal, must personally appear and be identified by the Notary. - The mandatory oath the Subscribing Witness must take, swearing they witnessed the principal's signature or acknowledgment. - The types of documents strictly prohibited for this procedure, including deeds, mortgages, and powers of attorney, per California law. - The mnemonic 'No Real Power' to easily recall that this act cannot be used for documents involving Real Property or Powers of Attorney. For more free exam prep tools, practice questions, and AI-powered explanations, visit https://open-exam-prep.com/ or YouTube Channel: https://www.youtube.com/@Open-exam-prep
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    3 分
  • California Notary Exam Prep 27, Acknowledgment vs Jurat Exam Scenarios

    California Notary Exam Prep 27, Acknowledgment vs Jurat Exam Scenarios
    2026/09/01
    This podcast is made by Ran Chen, who holds an EA license, Insurance and Securities licenses (Series 6, 63, 65), and the CFP® designation. He is passionate about opening access to high-quality exam preparation resources and helping learners prepare more effectively for professional certification exams. In this episode you will learn: - The critical difference in signature timing: prior signing is allowed for Acknowledgments, while Jurats require signing in the notary's presence. - How the verbal ceremonies differ, with an Acknowledgment being a simple declaration and a Jurat requiring a sworn oath or affirmation. - Key phrases from California's mandatory certificate wording that distinguish the two acts on the exam. - The strict rule that the signer, not the notary, must always choose the notarial act if a document is unclear. - Common exam traps related to journal entries, California's $15 maximum fee cap, and avoiding the unauthorized practice of law. For more free exam prep tools, practice questions, and AI-powered explanations, visit https://open-exam-prep.com/ or YouTube Channel: https://www.youtube.com/@Open-exam-prep
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    2 分
  • California Notary Exam Prep 26, Jurat Signature-in-Presence Rule

    California Notary Exam Prep 26, Jurat Signature-in-Presence Rule
    2026/08/31
    This podcast is made by Ran Chen, who holds an EA license, Insurance and Securities licenses (Series 6, 63, 65), and the CFP® designation. He is passionate about opening access to high-quality exam preparation resources and helping learners prepare more effectively for professional certification exams. In this episode you will learn: - Per California Government Code § 8202, a jurat requires the signer to physically sign the document in the notary's presence without exception. - If a document intended for a jurat is presented already signed, the signer must sign it again in the notary's presence. - A single jurat certificate cannot be used for multiple signers who appear on different days; each requires a separate notarial act and certificate. - The date on the jurat certificate must always be the exact date the signer appeared, took the oath, and signed. - Do not confuse the signing rules of an acknowledgment, which can be pre-signed, with the strict in-person signing requirement of a jurat. For more free exam prep tools, practice questions, and AI-powered explanations, visit https://open-exam-prep.com/ or YouTube Channel: https://www.youtube.com/@Open-exam-prep
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    3 分
  • California Notary Exam Prep 25, Administering Oaths and Affirmations

    California Notary Exam Prep 25, Administering Oaths and Affirmations
    2026/08/30
    This podcast is made by Ran Chen, who holds an EA license, Insurance and Securities licenses (Series 6, 63, 65), and the CFP® designation. He is passionate about opening access to high-quality exam preparation resources and helping learners prepare more effectively for professional certification exams. In this episode you will learn: - The legal equivalence of an oath (a pledge to a deity) and an affirmation (a pledge on personal honor) in California. - That administering the oath or affirmation is a mandatory, spoken ceremony requiring a clear verbal response from the signer. - The crucial difference between a jurat, which requires an oath and signing in the notary's presence, and an acknowledgment. - How to avoid common exam traps, such as scenarios with silent signers or questions that blur the lines between oaths and acknowledgments. - That the physical act of signing the document does not replace the legally required verbal oath or affirmation ceremony. For more free exam prep tools, practice questions, and AI-powered explanations, visit https://open-exam-prep.com/ or YouTube Channel: https://www.youtube.com/@Open-exam-prep
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    3 分
  • California Notary Exam Prep 24, Jurat Purpose and Required Elements

    California Notary Exam Prep 24, Jurat Purpose and Required Elements
    2026/08/29
    This podcast is made by Ran Chen, who holds an EA license, Insurance and Securities licenses (Series 6, 63, 65), and the CFP® designation. He is passionate about opening access to high-quality exam preparation resources and helping learners prepare more effectively for professional certification exams. In this episode you will learn: - A jurat requires the signer to personally appear and sign the document in the notary's presence. - The core purpose of a jurat is for the signer to swear or affirm the truthfulness of the document's contents under penalty of perjury. - California law mandates specific statutory wording for a jurat certificate, including a specific disclaimer, and any deviation requires attaching a correct loose certificate. - A common exam trap is distinguishing a jurat, which requires a signature in the notary's presence, from an acknowledgment, where the document can be pre-signed. - The maximum fee for a jurat in California is $15 per signature, and a complete journal entry is always required. For more free exam prep tools, practice questions, and AI-powered explanations, visit https://open-exam-prep.com/ or YouTube Channel: https://www.youtube.com/@Open-exam-prep
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    4 分
  • California Notary Exam Prep 23, Out-of-State Documents and Certificate Venue

    California Notary Exam Prep 23, Out-of-State Documents and Certificate Venue
    2026/08/28
    This podcast is made by Ran Chen, who holds an EA license, Insurance and Securities licenses (Series 6, 63, 65), and the CFP® designation. He is passionate about opening access to high-quality exam preparation resources and helping learners prepare more effectively for professional certification exams. In this episode you will learn: - The 'venue' on a notarial certificate is always the California county where the notarization physically occurs, not where the signer lives or the document will be recorded. - For documents filed out-of-state, a California notary may use that state's acknowledgment wording only if it does not certify the signer's representative capacity or authority. - A California notary is strictly prohibited from ever certifying that a signer holds a specific title (e.g., 'President') or has the authority to act on behalf of an entity. - If out-of-state acknowledgment wording is improper, the notary must cross it out and attach a compliant California all-purpose acknowledgment certificate. - For any jurat performed in California, the notary must always use California's specific certificate wording, regardless of the document's destination. For more free exam prep tools, practice questions, and AI-powered explanations, visit https://open-exam-prep.com/ or YouTube Channel: https://www.youtube.com/@Open-exam-prep
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    3 分
  • California Notary Exam Prep 22, Representative-Capacity Acknowledgments

    California Notary Exam Prep 22, Representative-Capacity Acknowledgments
    2026/08/27
    This podcast is made by Ran Chen, who holds an EA license, Insurance and Securities licenses (Series 6, 63, 65), and the CFP® designation. He is passionate about opening access to high-quality exam preparation resources and helping learners prepare more effectively for professional certification exams. In this episode you will learn: - That California notaries are strictly prohibited from certifying the representative capacity of a signer (e.g., as a CEO, trustee, or attorney-in-fact). - How to correctly complete the California all-purpose acknowledgment certificate by inserting only the individual's name, not their title. - The specific language in California Civil Code § 1189 that confirms the signer, not the notary, is the one claiming to act in an authorized capacity. - How to handle acknowledgment certificates on out-of-state documents that improperly require you to verify a signer's title or capacity. - A simple mnemonic, "Certify the Person, Not the Position," to avoid common exam traps related to representative signers. For more free exam prep tools, practice questions, and AI-powered explanations, visit https://open-exam-prep.com/ or YouTube Channel: https://www.youtube.com/@Open-exam-prep
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    4 分
  • California Notary Exam Prep 21, California Acknowledgment Certificate Wording

    California Notary Exam Prep 21, California Acknowledgment Certificate Wording
    2026/08/26
    This podcast is made by Ran Chen, who holds an EA license, Insurance and Securities licenses (Series 6, 63, 65), and the CFP® designation. He is passionate about opening access to high-quality exam preparation resources and helping learners prepare more effectively for professional certification exams. In this episode you will learn: - The mandatory, exact statutory wording for a California all-purpose acknowledgment certificate as defined in Civil Code section 1189. - Why the 'venue' must be the county where the notarization occurs, a common exam question trap. - The specific wording of the required disclaimer box that must appear at the top of every California acknowledgment. - That both the notary's signature and official seal are required to complete a valid acknowledgment. - How the exam tests your knowledge by presenting certificates with missing elements, incorrect phrases, or outdated language. For more free exam prep tools, practice questions, and AI-powered explanations, visit https://open-exam-prep.com/ or YouTube Channel: https://www.youtube.com/@Open-exam-prep
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    3 分