Show Notes: Gold,

In this week’s episode, Elliott Locke, ACSI explores the tricky math behind real estate down payments—particularly for remote workers navigating currency risk. We also dive into the dramatic market corrections that sent gold, silver, and Bitcoin sliding, challenging the long-held "digital gold" hypothesis.

What’s inside this week’s bulletin:

• The Down Payment Dilemma: Why putting more money down can be a powerful hedge against exchange rate volatility when you earn in one currency but pay a mortgage in another.
• Precious Metals "Melt Down": A look at silver’s staggering 38.85% drop and gold’s 14% slide as the recent rally hit a brick wall.
• Bitcoin’s Rude Awakening: Why the "digital gold" narrative is being questioned after Bitcoin's 49% drop from its October highs.
• Industry Season 04, Episode 04 Recap: We break down the high-stakes world of CoCo bonds, tied agent arrangements, and why "gross leverage" is a glass jaw for your balance sheet.

Resources & Links Mentioned:

• Real Estate Opportunity Cost Calculator: Run your own numbers to see if a bigger down payment or market investment makes sense for your situation. Get Access Here
• Watch the Industry Recap: See the full breakdown on our YouTube Channel or catch the quick snippets on our Instagram Reels.

Help Us Decide!

We’re split between two topics for our next workshop and want your input. Should we cover how to organize finances spread around the world or multi-currency budgeting? 👉 Vote in the quick poll here

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