Most investors underestimate how powerful consistent, uninterrupted returns can be. In this solo episode, Ron Phillips breaks down the “Rule of 72” and explains how even small differences in annual returns can dramatically accelerate your wealth. Learn how stacking real estate’s four key returns, cash flow, appreciation, principal reduction, and tax benefits, creates compounding growth that beats traditional investments over time.

WHAT YOU’LL LEARN FROM THIS EPISODE

• 4 types of real estate returns that work together to build wealth
• How compounding and uninterrupted returns multiply your investment results
• A simple way to calculate how fast your money doubles
• Why even small appreciation rates can lead to double-digit overall returns
• The power of assets that create more assets through reinvestment

RESOURCES MENTIONED IN THIS EPISODE

• #343 How to Legally Avoid Taxes and Pass Down Millions Using 1031s with Daniel Osman, CPA

CONNECT WITH US:

• If you need help with anything in real estate, please email invest@rpcinvest.com
• Reach Ron: RP Capital
• Leave podcast reviews and topic suggestions: iTunes
• Subscribe and get additional info: Get Real Estate Success
• Facebook Group: Cash Flow Property Facebook Community
• Instagram: @ronphillips_
• YouTube: RpCapital
• Get the latest trends and insights: RP Capital Newsletter

Every week, new headlines and charts make real estate look either like it’s about to skyrocket or crash and burn. In this episode, Ron Phillips unpacks the fearmongering and cherry-picking in foreclosure, mortgage rate, and net worth data. He explains why context matters, how to read beyond the graphs, and where the truth usually lies somewhere in the middle. Instead of falling for polarized narratives, Ron shows how to focus on fundamentals and long-term investing strategies that stand the test of time.

WHAT YOU’LL LEARN FROM THIS EPISODE

• What 2025 foreclosure filings compared to 2009 reveals the real context

• The truth about sub-3% and 6%+ mortgages and why those charts mislead

• Why NAR’s renter vs homeowner net worth comparison leaves out critical data

• How to ask the right questions when reviewing market graphs and headlines

• The one truth that always holds: long-term fundamentals outperform the hype

CONNECT WITH US:

• If you need help with anything in real estate, please email invest@rpcinvest.com

• Reach Ron: RP Capital

• Leave podcast reviews and topic suggestions: iTunes

• Subscribe and get additional info: Get Real Estate Success

• Facebook Group: Cash Flow Property Facebook Community

• Instagram: @ronphillips_

• YouTube: RpCapital

• Get the latest trends and insights: RP Capital Newsletter

Confusion about interest rates and lending is everywhere, and too many investors end up making costly mistakes. In this episode, Ron Phillips breaks down how mortgage rates really work, why the Fed doesn’t directly control them, and how layers of middlemen can quietly inflate your loan costs. He shares practical strategies for comparing lenders, understanding par rates, and avoiding unnecessary fees so you can secure better financing for your investments.

WHAT YOU’LL LEARN FROM THIS EPISODE

• Why mortgage rates don’t move in lockstep with Fed rate cuts
• The role of the 10-year Treasury in real estate lending
• How extra layers of middlemen drive up par rates and fees
• Par rate: What it means and how to use it when comparing lenders
• How different investors and programs impact loan terms and buy downs
• Key reasons why cutting out waste in lending can save you about 1% on your rate

CONNECT WITH US:

• If you need help with anything in real estate, please email invest@rpcinvest.com

• Reach Ron: RP Capital

• Leave podcast reviews and topic suggestions: iTunes

• Subscribe and get additional info: Get Real Estate Success

• Facebook Group: Cash Flow Property Facebook Community

• Instagram: @ronphillips_

• YouTube: RpCapital

• Get the latest trends and insights: RP Capital Newsletter

The headlines about interest rates and real estate markets are often confusing, and many investors end up stuck on the sidelines. In this episode, Brendan Seiber cut through the noise and walk through real-world client examples of how equity repositioning, refinances, and 1031 exchanges can accelerate portfolio growth.

WHAT YOU’LL LEARN FROM THIS EPISODE

• How DSCR loans make cash-out refinances possible even with higher rates
• Why interest-only loans can help investors reposition equity faster
• A step-by-step breakdown of a client refinance that unlocked $100K for reinvestment
• The power of compounding equity repositioning over 5–10 years
• Why every investor’s scenario is unique and requires tailored strategies

ABOUT BRENDAN SEIBER

Brendan Seiber joined RP Capital in July 2022 while transitioning out of the U.S. Army, where he served over seven years as an Infantry leader. Since then, he has led as Director of Sales, managing a team of investment property consultants who guide clients through planning and executing their real estate strategies. Today, RP Capital has evolved into Lineage, carrying the same trusted team and an expanded mission: to change how investment real estate is bought and sold while building generational wealth for everyone in the investment life cycle.

Through curated property selection, vertically integrated insurance and DSCR lending, tech-enabled property management, live portfolio tracking, and white-glove service, Brendan and his team make real estate accessible, efficient, and effective—without sacrificing the freedom and flexibility that investors are working to achieve.

CONNECT WITH BRENDAN

• Website: Lineage

• LinkedIn: Brendan Seiber

CONNECT WITH US:

• If you need help with anything in real estate, please email invest@rpcinvest.com

• Reach Ron: RP Capital

• Leave podcast reviews and topic suggestions: iTunes

• Subscribe and get additional info: Get Real Estate Success

• Facebook Group: Cash Flow Property Facebook Community

• Instagram: @ronphillips_

• YouTube: RpCapital

• Get the latest trends and insights: RP Capital Newsletter

Wholesaling can be a legitimate entry point into real estate investing, but when abused, it damages the entire industry. In this episode, Ron Phillips calls out an egregious example of predatory wholesaling where an elderly seller was exploited for massive profit. Ron shares why deals like this give real estate a bad name, why regulators are cracking down, and how investors can—and must—hold themselves and others accountable.

WHAT YOU’LL LEARN FROM THIS EPISODE

• A real-world example of predatory wholesaling that crossed the line
• How risk-reward ratios expose when a deal is fundamentally unfair
• Why celebrating exploitation online damages the industry’s reputation
• The importance of choosing coaches and mentors who teach integrity
• How bad actors fuel regulation and public distrust of investors
• What it looks like to police ourselves and take the high road in real estate

CONNECT WITH US:

• If you need help with anything in real estate, please email invest@rpcinvest.com
• Reach Ron: RP Capital
• Leave podcast reviews and topic suggestions: iTunes
• Subscribe and get additional info: Get Real Estate Success
• Facebook Group: Cash Flow Property Facebook Community
• Instagram: @ronphillips_
• YouTube: RpCapital
• Get the latest trends and insights: RP Capital Newsletter

When Warren Buffett makes a move, investors take notice. He just poured nearly $1 billion into homebuilders Lennar and D.R. Horton—despite a sluggish housing market. In this episode, Ron Phillips breaks down Buffett’s bet, why real estate fundamentals still point upward, and what most people get wrong about interest rates and mortgages. If you’re waiting on the sidelines or already investing, this episode shows why Buffett’s strategy matters for you.

WHAT YOU’LL LEARN FROM THIS EPISODE

• Reasons why Warren Buffett invested heavily in Lennar and D.R. Horton despite a sluggish housing market
• How long-term supply and demand dynamics make residential real estate a solid bet
• The critical role of land banking in positioning builders for rapid growth
• Why Fed rate cuts and mortgage rates aren’t the same thing and why waiting for the Fed may be a mistake
• What Buffett’s strategy signals for investors who are debating whether to act now or hold cash
  

RESOURCES MENTIONED IN THIS EPISODE

• DR Horton
• Lennar
• Jerome Powell
  
  

CONNECT WITH US:

• If you need help with anything in real estate, please email invest@rpcinvest.com
• Reach Ron: RP Capital
• Leave podcast reviews and topic suggestions: iTunes
• Subscribe and get additional info: Get Real Estate Success
• Facebook Group: Cash Flow Property Facebook Community
• Instagram: @ronphillips_
• YouTube: RpCapital
• Get the latest trends and insights: RP Capital Newsletter

Ron Phillips shares a surprising perspective from foreign investors who are actively buying U.S. real estate while many Americans remain sidelined. From a Serbian investor who built a seven-property portfolio in Wisconsin, to insights on why elevated mortgage rates don’t slow down cash buyers abroad, this episode explores what outsiders understand about American real estate that many locals take for granted. Tune in to hear why “the perfect time to invest was always five years ago” and how opportunities still exist—even in a shifting market.

WHAT YOU’LL LEARN FROM THIS EPISODE

• Why many international buyers purchase in cash and aren’t slowed down by interest rate hikes
• The mindset shift Americans can adopt from global investors who see the U.S. as the best long-term market
• Key takeaways from the Bloomberg headline “Foreigners are buying US homes again while Americans get sidelined”
• Why cash flow, tax benefits, and leverage make U.S. real estate one of the safest long-term investments
• How to read market headlines critically and avoid being misled by attention-grabbing statistics

RESOURCES MENTIONED IN THIS EPISODE

• Foreigners are buying US homes again while Americans get sidelined
• Lineage

CONNECT WITH US:

• If you need help with anything in real estate, please email invest@rpcinvest.com
• Reach Ron: RP Capital
• Leave podcast reviews and topic suggestions: iTunes
• Subscribe and get additional info: Get Real Estate Success
• Facebook Group: Cash Flow Property Facebook Community
• Instagram: @ronphillips_
• YouTube: RpCapital
• Get the latest trends and insights: RP Capital Newsletter

Retirement accounts are changing in ways most investors never thought possible. A new executive order could unlock real estate, private equity, and even crypto inside 401(k) plans. In this episode, Ron unpacks what the policy shift really means, clears up misconceptions about risk and liquidity, and explains why cash flow properties may give retirement savers an edge. If you’ve been waiting for a way to diversify beyond Wall Street, this conversation is one you can’t afford to miss.

WHAT YOU’LL LEARN FROM THIS EPISODE

• What President Trump’s executive order really means for 401(k) investors
• The hidden pitfalls mainstream media claims about real estate in retirement accounts and Ron’s counterpoints
• How volatility and appreciation really influence long-term retirement income
• Why diversification across accounts and asset types creates more retirement options
• Critical questions to ask before tying up your retirement savings in property

RESOURCES MENTIONED IN THIS EPISODE

• U.S. Department of Labor
• SEC.gov
• Realtor.com
• Titan Realty Group
• Lineage
  
  

CONNECT WITH US:

• If you need help with anything in real estate, please email invest@rpcinvest.com
• Reach Ron: RP Capital
• Leave podcast reviews and topic suggestions: iTunes
• Subscribe and get additional info: Get Real Estate Success
• Facebook Group: Cash Flow Property Facebook Community
• Instagram: @ronphillips_
• YouTube: RpCapital
• Get the latest trends and insights: RP Capital Newsletter