This week, Josh wraps up the "Through the Eras" mini-series by talking about the seventies and beyond. Anyone blessed enough to reach this decade has lived a lot of life and likely learned a lot of lessons. As you enter into this chapter of life, it's of utmost importance to consider what you want to leave behind, both financially and otherwise. Focus not only on leaving your legacy, but living your legacy through the gift of presence. What can you share with others and what deserves the valuable time and energy you have left?

For more information about The Roche Group, you can find them on social media or by visiting their website: rochewealth.com

With just two episodes remaining in our "Through the Eras" mini-series, this week is all about the sixties. This is an age range where most are entering retirement so it's crucial to be able to transition well into the next phase of life with clarity, peace, purpose and a plan. But what does this practically look like? Josh unpacks three helpful questions to ask yourself as well as three easy action steps to move you in the right direction.

For more information about The Roche Group, you can find them on social media or by visiting their website: rochewealth.com

As we continue in our "Through The Eras" mini-series, this week is designated to folks in their fifties. If you find yourself in this demographic, one of the main questions Josh encourages you to ask is "What are the most important things to me that I want to put my money toward with the time I have left?" As you approach retirement age, it's critical that you become intentional about what you are retiring to, not just what you are retiring from.

For more information about The Roche Group, you can find them on social media or by visiting their website: rochewealth.com

In this week's episode of our Through The Eras series, we've made it "over the hill". By the time we hit our fourties, the fruit of how well we've prepared over the past twenty years begins to show. Some may feel comfortable or even ahead of the curve, while others may look around at their peers and feel behind. The reality is that our perception is subjective and is ultimately determined by how we define the idea of "enough". In addition to exploring this concept, Josh also offers some practical action steps to take, regardless of where you find yourself on the spectrum.

For more information about The Roche Group, you can find them on social media or by visiting their website: rochewealth.com

It's the second episode in our series entitled "Through The Eras", in which Josh focuses on a particular decade of adulthood by offering financial wisdom and common milestones. This week, we move on to the Thirties! If the Twenties are for laying a foundation, the Thirties are for building the walls by further establishing good habits and making responsible decisions for you and your family.

For more information about The Roche Group, you can find them on social media or by visiting their website: rochewealth.com

Welcome back to another new season of Gaining To Give! Season 3 kicks off with a fun series entitled "Through The Eras" (And yes, it may have been slightly inspired by Taylor Swift.) Each week of the series, Josh will focus on a particular decade of adulthood, offering financial wisdom and milestones to be aware of. While this is a time when many are just getting their financial feet underneath them, it's never too early to establish small habits that will pay off in big ways over time. We don't know about you, but we're feeling 22 (at least for this week)!

For more information about The Roche Group, you can find them on social media or by visiting their website: rochewealth.com

This week, we're continuing the "Back to the Basics" series by going back to two of the most important building blocks of financial stability: emergency funds and debt. In this episode, Josh covers why having a cash cushion matters, how much to aim for, and practical ways to get started. Plus, he breaks down good vs. bad debt, interest rates, and more. Regardless of where you are in your financial journey, this episode gives you the essentials to weather life’s surprises and move forward with confidence.

For more information about The Roche Group, you can find them on social media or by visiting their website: rochewealth.com

In Episode 25 of Gaining To Give, Josh continues the Back to the Basics series by focusing on several simple rules and ratios that can serve as helpful benchmarks when assessing your current financial situation. From the 70/30/10 Rule to determining a reasonable debt-to-income ratio, this episode is full of advice that can be put to use right away.

For more information about The Roche Group, you can find them on social media or by visiting their website: rochewealth.com