In this episode of Central PA Property Talk, Brian and Chris from 717 Home Buyers in Lancaster share the story of “Stan,” a local homeowner facing foreclosure. His situation is one many in Lancaster, Harrisburg, York, and across Central PA can relate to—behind on payments, house in need of repairs, and a looming foreclosure auction.

Brian and Chris walk through the six key decisions homeowners face in foreclosure, from whether to repair the property to choosing between listing with a realtor or selling directly to a trusted local buyer. This episode shows how working with 717 Home Buyers helped Stan stop foreclosure, sell his home quickly, and move on with less stress.

How to Spot/Do (Key Decisions in Foreclosure):

• Catch up on payments vs. sell the property

• Traditional listing vs. direct sale

• Repair costs vs. sell “as is”

• Waiting for the market vs. acting quickly

• Multiple buyers vs. one trusted buyer

• Handling legal/financial complexity vs. letting experts help

Summary and Overview: In this episode of Central PA Property Talk, Brian and Chris from 717 Home Buyers highlight the real-world challenges many Central PA homeowners face when foreclosure looms. They share the story of “Stan,” a Lancaster resident who had fallen behind on mortgage payments after job loss during the pandemic. With repairs piling up, the bank moving forward with foreclosure, and no realistic way to catch up, Stan had tough choices to make.

Brian and Chris outlined six key decisions homeowners like Stan must consider. First, whether to try catching up on missed payments—though in Stan’s case, that wasn’t realistic. Second, whether to list with a realtor or sell to a local cash buyer. With only weeks before foreclosure, waiting months for a traditional sale wasn’t an option. Third, deciding if repairs were worth the cost. For Stan, selling as-is was the only practical route. Fourth, the choice of waiting for the market to improve versus selling right away—delaying meant more fees and worsening credit. Fifth, choosing between juggling multiple buyers or working with one trusted company. And finally, deciding whether to tackle the legal paperwork alone or let a team of professionals handle the details.

Ultimately, Stan chose 717 Home Buyers because of their fair cash offer, ability to close in just 18 days, and transparent process with no commissions or hidden fees. They even allowed him to leave belongings behind, taking one more burden off his shoulders. The outcome was life-changing: Stan avoided foreclosure, preserved his credit, and was able to move into a smaller, affordable home. He was so relieved that he referred neighbors to the company.

For Central PA homeowners facing foreclosure—whether in Lancaster, York, Harrisburg, Lebanon, Reading, or Lititz—this story shows that there are alternatives. 717 Home Buyers provides a local, no-pressure option to sell fast, handle repairs, and stop foreclosure stress.

📞 Call 717-321-SOLD (717-321-7653) for a confidential, no-pressure consultation.