『FinTech Germany – Innovation, Banking & Venture Capital by Startuprad.io™』のカバーアート

FinTech Germany – Innovation, Banking & Venture Capital by Startuprad.io™

FinTech Germany – Innovation, Banking & Venture Capital by Startuprad.io™

著者: Startuprad.io™ – Europe’s Startup & VC Podcast Network
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FinTech Germany, powered by Startuprad.io™, is Europe’s definitive podcast on financial innovation and venture capital in the DACH region. Hosted by Joe Menninger, the show reveals how startups, banks, and investors collaborate to reshape finance for a digital, sustainable future. From Frankfurt to Zurich and Vienna, FinTech Germany examines the pioneers building Europe’s next-generation financial infrastructure — covering everything from open banking, embedded finance, and regtech to digital assets, green finance, and AI-driven compliance. Each episode translates complex financial-tech topics into clear insights for founders, investors, and corporate innovators. Whether you work in venture capital, financial services, or fintech policy, you’ll gain first-hand perspectives on how Europe’s financial ecosystem evolves amid regulatory change and technological disruption. We feature leading fintech CEOs, VC partners, bank executives, and regulators who discuss what it takes to scale responsibly while innovating within Europe’s financial frameworks. The podcast unpacks key themes including: • Fintech funding trends and VC activity across Germany and Europe • Open banking and payment innovation (API economy) • Digital assets, tokenization, and MiCA regulation • AI in finance — risk management and credit analytics • Sustainable finance and green investments • RegTech, compliance automation, and cybersecurity Our mission is to connect financial technology with entrepreneurship, bridging startup agility and institutional expertise. Each conversation provides context on how venture capital, policy, and innovation intersect to shape the continent’s fintech landscape. FinTech Germany is part of the Startuprad.io™ Network, which includes Blockchain Germany, Deep Tech Germany, Security Startups Germany, and German Startup News. Collectively, the network reaches over one million annual streams and ranks among the global top 0.5 % of podcasts, trusted by founders, VCs, and corporate leaders across Europe and beyond. 🔹 Topics we explore: fintech startups, digital banking, venture capital, payment innovation, embedded finance, regulation, green finance, DeFi, and Europe’s financial ecosystem. 🔍 Explore more from the Startuprad.io Network: • Blockchain Germany Podcast • Deep Tech Germany Podcast • European Startup Pulse • Security Startups Germany • Female Entrepreneurship Podcast 💌 Subscribe for insider updates: https://startupradio.substack.com/ 🌐 Discover all links & platforms: https://linktr.ee/startupradio 📰 Read our blog & show notes: https://www.startuprad.io/blog/Jörn "Joe" Menninger | Startuprad.io – Exploring Fintech, Banking & Venture Capital in Europe マネジメント マネジメント・リーダーシップ 経済学
エピソード
  • European Tech Sovereignty: The November 2025 DACH Startup News Briefing
    2025/11/27

    Europe's startup narrative is changing fast — from apps and valuations to sovereignty, infrastructure and resilience. In this month's DACH Startup News, we unpack the moves that made European tech sovereignty the defining theme of 2025.

    What you’ll learn:

    – Why sovereign cloud is becoming foundational for startups and enterprise buyers
    – How AI, robotics, defense, and climate infrastructure shape Europe’s industrial strategy
    – Why deep tech is rising while fintech normalizes
    – The funding signals behind pre-seed to late-stage capital flows
    – How DACH is becoming Europe’s proving ground for strategic innovation
    – What European tech sovereignty actually means for your business

    If this episode helps you see the DACH ecosystem more clearly, share it with a founder or operator who should hear it. And subscribe so you never miss a briefing.

    Our Sponsor:

    🚀 Exclusive Black Friday Offer — NordStellar x Startuprad.io

    Built by the team behind NordVPN, NordStellar gives startups and scaleups real-time visibility into leaked credentials, dark-web threats, and exposed assets — before attackers can exploit them.

    👉 Get 20 percent off your plan with code black friday 20 at nordstellar.com/startupradio

    🕒 Offer valid until December 10 th 2025 — protect your business before your data ends up for sale on the dark web.

    NordStellar — Know what attackers know. Act first.

    🎙 About the Hosts
    • Jörn “Joe” Menninger, Founder & Editor-in-Chief of Startuprad.io (Frankfurt)

    • Chris Fahrenbach, Co-host & Global Analyst (Hanover / New York)

    Together, they track the most important startup stories in the DACH ecosystem — AI, deep tech, fintech, and scale-up growth.

    Enjoy the show? Follow, review, and share this episode with your team.

    - Blog: https://www.startuprad.io/post/this-month-in-german-swiss-and-austrian-startups-november-2025-top-news

    - YouTube: https://youtu.be/0XtIE695VE4

    ✉️ Work with us: partnerships@startuprad.io

    Subscribe across platforms: https://linktr.ee/startupradio

    💬 Feedback: https://forms.gle/Qp53eVuc9P1RMqWj8

    💼 Follow Jörn on LinkedIn: http://www.linkedin.com/comm/mynetwork/discovery-see-all?usecase=PEOPLE_FOLLOWS&followMember=joernmenninger

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    22 分
  • Camel Startups: How Capital-Efficient Founders Scale in the DACH Region
    2025/11/26

    What if you could build a startup that survives downturns, grows profitably, and never depends on constant fundraising?
    That’s the core of the camel startup strategy — and in this episode, STS Ventures investor Stephan Schubert breaks it down with 25+ years of operator-investor experience. From founding OnVista in the early internet era to backing some of Germany’s most successful exits, Stephan has refined a model built on capital efficiency, high-margin niches, and KPI-driven execution.

    Our sponsor:

    🚀 Exclusive Black Friday offer – NordStellar x Startuprad.io. NordStellar, developed by the team behind NordVPN, gives startups and scaleups real-time insights into leaked credentials, darknet threats, and unprotected assets – before attackers can exploit them.

    👉 Get 20% off with code blackfriday20 at nordstellar.com/startupradio.

    🕒 Offer valid until December 10, 2025 – protect your business before your data is offered for sale on the darknet. NordStellar – Know what attackers know. Act first.

    In this episode, you’ll learn:

    – Why camel startups outperform hype-driven growth
    – How to use high-margin niches to scale from customer revenue
    – The KPI playbook STS Ventures uses with every founder
    – Why raise when you can, not when you must is a game-changer in DACH
    – How to stay capital-efficient without limiting your growth potential
    – Why Stephan avoids hype cycles like LLM infrastructure and focuses on AI as a tool for real industries like waste processing
    – What founders can learn from exits like Audibene, Emma, JustWatch, and others

    Whether you're building in Germany, Austria, or Switzerland, this episode offers one of the clearest explanations of capital-efficient growth, B2B startup scaling, and long-term founder wealth creation.

    Guest Spotlight:
    Stephan Schubert, Investor & Managing Director, STS Ventures
    Founder of OnVista and Ligatus, early investor in Audibene, Emma, JustWatch, and other major DACH success cases.

    If this episode helped you, follow the podcast and share it with a founder who needs this playbook.


    Enjoy the show?

    Follow, review, and share this episode with your team.

    - Blog: https://www.startuprad.io/post/camel-startups-in-dach-the-sts-ventures-playbook-with-stephan-schubert

    - YouTube: https://youtu.be/BYs50t7oZ14

    🎧 The Audio Podcast

    Subscribe here: https://linktr.ee/startupradio

    🚪 Connect with Us
    • Partner with us: partnerships@startuprad.io

    • Subscribe: https://linktr.ee/startupradio

    • Feedback: https://forms.gle/SrcGUpycu26fvMFE9

    • Follow Joe on LinkedIn: http://www.linkedin.com/comm/mynetwork/discovery-see-all?usecase=PEOPLE_FOLLOWS&followMember=joernmenninger

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    20 分
  • October 2025 Deep Dive – AI Startups, Venture Capital & Fintech in DACH
    2025/11/03

    🏁 The Deep Dive is here.
    Germany, Austria and Switzerland enter a new startup cycle where the headline isn’t “Who raised the biggest check?” but “Who’s building the most defensible foundation?” Hosts Jörn ‘Joe’ Menninger and Chris Fahrenbach break down October 2025’s most important stories in AI, fintech, venture capital, and climate tech.

    🔎 What You’ll Learn
    • The €735 B 🇩🇪 Made for Germany plan and its impact on infrastructure, energy & innovation.

    • How Aleph Alpha’s CEO transition reshapes Europe’s AI landscape.

    • Why Sequoia and EQT Ventures are doubling down on the DACH region.

    • Major funding rounds from Nexus AI, Eco Robotics, DeskBird, and Cartos.

    • The rise of female founders in Munich and new hybrid-work innovation.

    • What BioNTech + CureVac means for Germany’s biotech future.

    • The shift toward defense and dual-use tech in Europe.

    • Which startups are pivoting or consolidating (Heidelberg Pharma, FanRight, Casablanca AI).

    Our Sponsor:

    🚀 Exclusive Black Friday Offer — NordStellar x Startuprad.io

    Built by the team behind NordVPN, NordStellar gives startups and scaleups real-time visibility into leaked credentials, dark-web threats, and exposed assets — before attackers can exploit them.

    👉 Get 20 percent off your plan with code black friday 20 at nordstellar.com/startupradio

    🕒 Offer valid until December 10 th 2025 — protect your business before your data ends up for sale on the dark web.

    NordStellar — Know what attackers know. Act first.

    🎙 About the Hosts
    • Jörn “Joe” Menninger, Founder & Editor-in-Chief of Startuprad.io (Frankfurt)

    • Chris Fahrenbach, Co-host & Global Analyst (Hanover / New York)

    Together, they track the most important startup stories in the DACH ecosystem — AI, deep tech, fintech, and scale-up growth.

    Enjoy the show? Follow, review, and share this episode with your team.

    Blog: https://www.startuprad.io/post/this-month-in-dach-startups-october-2025-deep-dive

    YouTube: https://youtu.be/tnZx20FpsqA

    ✉️ Work with us: partnerships@startuprad.io

    Subscribe across platforms: https://linktr.ee/startupradio

    💬 Feedback: https://forms.gle/Qp53eVuc9P1RMqWj8

    💼 Follow Jörn on LinkedIn: http://www.linkedin.com/comm/mynetwork/discovery-see-all?usecase=PEOPLE_FOLLOWS&followMember=joernmenninger

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    26 分
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