Financial Foundations for Physicians
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Financial Foundations for Physicians
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In this wide-ranging episode of Voices of Otolaryngology, Craig Dell, CPFA, Senior Financial Advisor at Merrill Lynch Wealth Management (a Bank of America company), joins host and AAO-HNS/F Executive Vice President and CEO Rahul K. Shah, MD, MBA, for an in-depth and candid discussion about financial planning for physicians at every career stage. Drawing on decades of experience advising doctors, Craig explains why physicians face unique financial challenges, from delayed earning years and significant education debt to lifestyle inflation and tax complexity. The conversation covers the power of compounding, goal-based bucket planning, maximizing tax-advantaged retirement accounts, and managing debt strategically. Whether you are in residency or well into your career or anywhere in between, this episode sponsored by the Young Physicians Section offers actionable steps to start building financial security today.