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  • How to Budget as a Couple: Separate Accounts, Automation, and Debt Payoff | 527
    2026/02/13

    Curious? Watch Our Money Makeover Bootcamp!

    Ready? Buy Our Simplified Budget System Now!

    Hey budget besties — today we’re hanging out with Jamie (Twin Cities, MN!) to talk about what it actually looked like to go from “shooting from the hip and hoping for the best” to having a real plan, real peace, and real progress.

    Jamie and her husband Kevin have been together since they were teenagers (married 23+ years), and like a lot of us, they weren’t raised with money skills modeled clearly. They’d do “a program” for a while, fall out of rhythm, and then drift back into chaos. Add in big-life curveballs (home repairs, medical stuff, kids getting older, college around the corner), and it hit a breaking point: the stress and uncertainty started feeling too expensive to ignore.

    So they brought in coaching — and everything changed.

    Let’s Take Our Relationship To The Next Level:

    1️⃣ Facebook Group ➡︎ budgetbesties.com/facebook

    2️⃣ Be on the Podcast ➡︎ budgetbesties.com/livecall

    3️⃣ Private 1-on-1 Coaching. ➡︎ budgetbesties.com/coaching

    This podcast is for educational and informational purposes only and is not personal financial, legal, or tax advice.

    This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase.


    Click here to view our privacy policy.

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    9 分
  • Real Coaching Lessons: Budgeting for Paycheck Gaps + Planning College Visits Without Debt | 526
    2026/02/11

    Curious? Watch Our Money Makeover Bootcamp!

    Ready? Buy Our Simplified Budget System Now!

    Today we're pulling back the curtain and sharing real stories from our private coaching sessions – because if our clients are dealing with it, chances are you are too.

    From job transitions messing with pay schedules to college visits sneaking up on us (hello senior year!), we’re breaking down exactly how we helped our clients navigate these challenges without falling into a debt spiral.

    We’re talking about:

    1. Why funding your grocery account is non-negotiable
    2. What to do when your paycheck date shifts and the bills don’t care
    3. The sneaky stress of college visit expenses – and how to stop pretending it’s not happening
    4. How skipping a debt payment to build a buffer is actually a smart move
    5. The power of planning ahead (even if your kid is just a freshman)

    These are the kinds of wins that may not look flashy on paper — but the

    Let’s Take Our Relationship To The Next Level:

    1️⃣ Facebook Group ➡︎ budgetbesties.com/facebook

    2️⃣ Be on the Podcast ➡︎ budgetbesties.com/livecall

    3️⃣ Private 1-on-1 Coaching. ➡︎ budgetbesties.com/coaching

    This podcast is for educational and informational purposes only and is not personal financial, legal, or tax advice.

    This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase.

    Click here to view our privacy policy.

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    9 分
  • How To Fix The Money Beliefs Sabotaging Your Budget | 525
    2026/02/09

    Curious? Watch Our Money Makeover Bootcamp!

    Ready? Buy Our Simplified Budget System Now!

    Hey budget besties! 💸

    This episode is for every single one of us walking around with invisible—but very real—money baggage. Whether it came from childhood sayings like “money doesn’t grow on trees” or past relationship drama, Shana and Vanessa are breaking down where our money beliefs come from and how they shape the way we spend, save, and stress about money today.

    💼 What is money baggage anyway?

    It’s the beliefs, habits, and emotions around money that you’ve carried—sometimes without even knowing it. And they’re often rooted in family dynamics, cultural expectations, or past financial experiences.

    🎯 In this episode, we explore:

    1. The most common money messages we heard growing up (and how they STILL influence us today)
    2. How fear of spending or scarcity mindsets show up in our relationships
    3. Why two people can bring wildly different money habits into a marriage—and how that causes tension
    4. The weight of cultural or family pressure to live a certain lifestyle
    5. The emotional toll of money trauma from past relationships
    6. And most importantly, how to recognize your patterns and choose a new path forward

    💬 Shana shares how her childhood taught her not to ask for things (because the answer would be no), and how that belief showed up in her marriage—even when it didn’t make sense. Vanessa gets real about how her parents losing their jobs drove her to pay off her mortgage early. These stories aren’t just personal—they’re universal. And they show us just how deep this stuff runs.

    ✨ But here’s the good news: You get to decide what comes next.

    You’re not stuck in the patterns you were handed. Whether you're scared to spend or scared to talk about money at all, you can shift how you handle your finances—and we’re here to help you do it.

    Let’s Take Our Relationship To The Next Level:

    1️⃣ Facebook Group ➡︎ budgetbesties.com/facebook

    2️⃣ Be on the Podcast ➡︎ budgetbesties.com/livecall

    3️⃣ Private 1-on-1 Coaching. ➡︎ budgetbesties.com/coaching


    This podcast is for educational and informational purposes only and is not personal financial, legal, or tax advice.

    This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase.


    Click here to view our privacy policy.

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    13 分
  • Growing Up Broke, Breaking the Cycle: How This Single Mom Transformed Her Money Mindset with Kallai Plummer | 524
    2026/02/06

    Curious? Watch Our Money Makeover Bootcamp!

    Ready? Buy Our Simplified Budget System Now!

    Check out Kallai's Podcast!

    This one’s for all of us who grew up with “just make it work” energy—and are ready to do things differently.

    In today’s powerful episode, we’re joined by the incredible Kallai Plummer, founder of The Kal + Co, operations expert, and host of That Big CEO Energy podcast. Kallai is sharing her real, raw story of financial survival, motherhood, breaking cycles, and building a business that puts her family and her freedom first.

    Kallai grew up with a single mom who made it all work behind the scenes—but didn’t talk about money. Later, she found herself in a similar spot as a young single mom, following the “do it right” playbook of college, career, 9-to-5… and still feeling stuck.

    Together, we unpack:

    1. The generational patterns around money (and silence) that so many of us are navigating
    2. Why saving money can feel uncomfortable when you’ve never seen it modeled
    3. How our upbringing shapes not just our finances—but our relationships, communication, and even self-worth
    4. Why it’s so important to let our kids in on age-appropriate money convos
    5. What it really looks like to walk away from burnout and build a business on your terms
    6. And how to create safety, strategy, and sustainability—at home and in business

    Whether you’re a single mom, a business owner, or just someone trying to change your money story, this episode is full of heart, healing, and straight-up real talk.

    The biggest takeaway?

    You’re not stuck. You’re learning. And you can teach your kids something different. 💛

    Let’s Take Our Relationship To The Next Level:

    1️⃣ Facebook Group ➡︎ budgetbesties.com/facebook

    2️⃣ Be on the Podcast ➡︎ budgetbesties.com/livecall

    3️⃣ Private 1-on-1 Coaching. ➡︎ budgetbesties.com/coaching

    This podcast is for educational and informational purposes only and is not personal financial, legal, or tax advice.

    This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase.

    Click here to view our privacy policy.

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    34 分
  • Savings Buckets, Transfers, and Debt Payoff: Your Questions Answered With Coach Michelle | 523
    2026/02/04

    Curious? Watch Our Money Makeover Bootcamp!

    Ready? Buy Our Simplified Budget System Now!

    Coach Michelle is back, besties! 🙌 We’re diving into some of the most common questions we’ve been getting in office hours and in our community—from savings buckets to debt payoff strategies and how to actually get started without spinning out in decision fatigue.

    In this episode, we talk about:

    💸 What savings buckets are (and why they’re a game-changer)

    🎯 How to decide what you should be saving for

    🛠️ How to use your savings buckets when it’s time to spend

    📆 The right time to add savings buckets to your budget

    🚫 What to do when you want to pay off debt and save at the same time

    ⚖️ Real talk about snowball vs avalanche vs “what’s stressing you out most” debt payoff methods

    🎉 Celebrating every win—from getting your first budget set up to paying off $50k in debt!

    Plus, we remind you to take it one step at a time—month one might just be getting your budget in place, and that’s a huge win too.

    So if you’ve been wondering how to juggle savings and debt payoff, or you’re still wrapping your head around how savings buckets work, this one’s for you.

    Let’s Take Our Relationship To The Next Level:

    1️⃣ Facebook Group ➡︎ budgetbesties.com/facebook

    2️⃣ Be on the Podcast ➡︎ budgetbesties.com/livecall

    3️⃣ Private 1-on-1 Coaching. ➡︎ budgetbesties.com/coaching

    This podcast is for educational and informational purposes only and is not personal financial, legal, or tax advice.

    This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase.

    Click here to view our privacy policy.

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    21 分
  • How Multiple Bank Accounts Make Budgeting Easier | 522
    2026/02/02

    Curious? Watch Our Money Makeover Bootcamp!

    Ready? Buy Our Simplified Budget System Now!

    You’re not the only one avoiding your bank account like it’s haunted. 👻 Two-thirds of people do it too! But what if one tiny shift could help you go from financial fog to total clarity?

    That shift? Multiple. Bank. Accounts.

    Sounds complicated? It’s not. We’re breaking it down step-by-step, budget bestie style.

    🧠 In This Episode:
    1. That “black hole” checking account feeling — and why it’s so overwhelming
    2. The adult version of “la la la I can’t hear you!” when it comes to money 😬
    3. Why one checking and one savings account just doesn’t cut it anymore
    4. The power of separating your money — and how it instantly simplifies your decisions
    5. Which checking accounts you actually need (hint: bills, spending, gas + groceries)
    6. How savings buckets give your money purpose — and keep you from “accidentally” spending it
    7. Pet account shoutouts to Cooper and Luna 🐶💕
    8. Simple best practices to name, hide, and automate your accounts like a pro

    Let’s Take Our Relationship To The Next Level:

    1️⃣ Facebook Group ➡︎ budgetbesties.com/facebook

    2️⃣ Be on the Podcast ➡︎ budgetbesties.com/livecall

    3️⃣ Private 1-on-1 Coaching. ➡︎ budgetbesties.com/coaching

    This podcast is for educational and informational purposes only and is not personal financial, legal, or tax advice.

    This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase.

    Click here to view our privacy policy.

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    21 分
  • Starting Over With $0: How Amanda Rebuilt Her Life and Budget After Divorce | 521
    2026/01/30

    Curious? Watch Our Money Makeover Bootcamp!

    Ready? Buy Our Simplified Budget System Now!

    In today’s episode, we're sitting down with Amanda — a rockstar, graduated client who proves that hitting the reset button doesn't mean starting over empty-handed. Amanda’s story is real, raw, and SO relatable for any of us navigating a financial rebuild, especially after a major life change.

    She came to coaching newly single, with $0 in her bank account, two kids to support, and the determination to not mess this up. Fast-forward to today: Amanda is not only financially stable, but she’s fully funding her life, bought a house, built savings buckets, is two months ahead in her business, and is teaching her kids real money skills. 👏🏼👏🏼👏🏼

    In this episode, we chat about:

    1. What prompted Amanda to seek financial coaching
    2. How she strategically used her divorce settlement to reset her finances
    3. The mindset shifts around debt, spending, and credit cards
    4. How she ditched the stress and embraced budgeting simplicity
    5. Why separating accounts made everything easier (yes, even with more accounts!)
    6. Setting up her kids with money management systems early
    7. Business owner lessons: paying yourself properly and setting monthly income goals

    Amanda reminds us that it’s not about being perfect — it’s about being intentional, asking for help, and learning how to be your own bank. Whether you’re starting fresh or just need a reboot, her story is proof that we can take control, live well, and still get our nails done. 💅🏽😉

    Let’s Take Our Relationship To The Next Level:

    1️⃣ Facebook Group ➡︎ budgetbesties.com/facebook

    2️⃣ Be on the Podcast ➡︎ budgetbesties.com/livecall

    3️⃣ Private 1-on-1 Coaching. ➡︎ budgetbesties.com/coaching

    This podcast is for educational and informational purposes only and is not personal financial, legal, or tax advice.

    This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase.

    Click here to view our privacy policy.

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    30 分
  • Lessons from the Sessions: Budgeting for Sports Seasons & Being Ready for Job Loss | 520
    2026/01/28

    Curious? Watch Our Money Makeover Bootcamp!

    Ready? Buy Our Simplified Budget System Now!

    Today, we’re bringing you behind the scenes, straight into our coaching calls — because if our clients are navigating it, chances are you are too. We’re talking about budgeting through real-life seasons, shifting priorities, and how to create space in your budget without the guilt.

    What We’re Talking About:

    1. Budgeting for the season you're actually in — hello, sports parents!
    2. Why your family fund might need to flex (and that’s okay)
    3. Creating custom spending accounts to reduce stress and decision fatigue
    4. The danger of budgeting with unrealistic numbers (aka stop lying to your grocery line)
    5. What happens when you lose your job after you’ve finally gotten your money right
    6. How getting your budget in order makes space for life’s curveballs

    We’re sharing stories from real coaching clients to show you just how powerful it is to take ownership of your money — before life forces your hand.

    Because budgeting isn’t about restriction — it’s about freedom. It’s about knowing what you can afford and making confident choices (even if that means skipping a vacation to fund volleyball season 🏐).

    🎧 Tune in, take what you need, and remember — we’re all bougie on a budget in our own way.

    Let’s Take Our Relationship To The Next Level:

    1️⃣ Facebook Group ➡︎ budgetbesties.com/facebook

    2️⃣ Be on the Podcast ➡︎ budgetbesties.com/livecall

    3️⃣ Private 1-on-1 Coaching. ➡︎ budgetbesties.com/coaching

    This podcast is for educational and informational purposes only and is not personal financial, legal, or tax advice.

    This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase.

    Click here to view our privacy policy.

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    13 分