Dr. Stephanie Zhou is an Assistant Professor at the University of Toronto where she created the financial literacy curriculum and is the Director of Addiction Medicine at Sunnybrook Hospital. She sits on the board of Toronto Public Health.
Dr. Zhou immigrated to Canada and grew up in subsidized housing, which led to her investing in education and housing initiatives through philanthropy.
She founded the annual Physicians Financial Wellness conference, a national, philanthropic conference for physicians on financial education and practice management. The ticket proceeds were used to establish The Equity Award, an endowment fund supporting students with financial need.
Dr. Zhou received Canada's Top 100 Most Powerful Women award and the Ascend Canada Social Impact Award for her work in improving economic mobility through financial literacy. Dr. Zhou is a nationally invited speaker on personal finance and runs a popular financial education blog on Instagram and Youtube called Breaking Bad Debt. Her biggest accomplishment is being mom to a former NICU baby named Eleanor.
In this episode, Dr. Zhou shares her personal journey through an unexpected high-risk pregnancy and her daughter's preterm NICU stay, all while balancing a diverse career spanning clinical practice, administration, and teaching.
We also dive into the financial realities of maternity leave for physicians and the often-overlooked strategies she used to fund her leave, including insurance, investments, rental income, and creative revenue streams.
If you're navigating pregnancy, planning a family, or trying to build a fulfilling career in medicine while raising kids, this episode offers both inspiration and practical insights to help you thrive, not just survive.
Episode Resources:
- Pregnancy and Parental Leave Benefit Program (PPLBP) for Physicians: How to Apply & New Updates: https://www.youtube.com/watch?v=Z103-1PTSiY
- PPLBP Website:
https://www.ontario.ca/page/pregnancy-and-parental-leave-ontario-physicians
• Maternity & Parental Leave in Canada (Residents):
https://www.youtube.com/watch?v=RF4ybpVmZ3Q
- Planning for Pregnancy & Infertility: https://www.youtube.com/watch?v=PvfNpcc8MaU
- El Benefits & Childcare in Canada: https://www.youtube.com/watch?v=c0jOcsK14dg
Advocacy Updates:
• OMA updates:
https://www.oma.org/practice-professional-support/running-your-practice/operations-and-practic
e-management/human-resources-management/pregnancy-and-parental-leavel
• Parental Leave Facebook group advocating to extend leave to 22 weeks for physicians on the old PPLBP. https://www.facebook.com/groups/1729207944684550