In this episode, Dr. Norman Horn speaks with Frank Clement of America’s Christian Credit Union about his path into financial services, from work in education and communications to graduate study and roles at Azusa Pacific University. The two also discuss how Frank's experience with Christian schools and classical education led to his work with ACCU.

They talk about ACCU’s role serving churches and Christian organizations that may be turned away by mainstream banks, including examples of account closures and loan issues. Frank explains how the credit union evaluates risk for churches and schools, and we discuss the growth of Christian K–12 education and related financing needs.

They also cover Frank's view that people should consider where their money is held and what it supports, since deposits are typically lent out by banks. Frank points listeners to more information about ACCU and his own profile.

The Faith Ventures Podcast is part of the Christians For Liberty Network, a project of the Libertarian Christian Institute.

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Faith Ventures welcomes Scott Maderer, founder of Inspired Stewardship, business coach, lay church leader, and host of the Inspired Stewardship Podcast — now over 1,800 episodes strong. Scott works with Christians in every walk of life to help them think more intentionally about how they steward their time, talent, and treasure, and how those three areas shape everything else: their relationships, their work, their finances, and their walk with God.

Scott shares his journey from science degrees at Texas A&M to sixteen years in the classroom to a senior executive role in the corporate world — and the financial crisis in the middle of it all that brought him to the edge of suicide and back. He opens up about the $78,000 in debt that nearly destroyed his marriage, the Dave Ramsey broadcast that broke through at exactly the right moment, and the radical lifestyle change that paid off nearly $79,000 to the penny. He reflects on how that season reshaped everything he understands about stewardship — not as a financial concept, but as a whole-life framework for living in alignment with how God built you.

The conversation then moves into Scott's coaching philosophy: the difference between what you can choose and what you can control, why so many Christians build the wrong life because they never asked the right questions first, and how to get quiet enough to actually hear God when you're facing a real decision — and then do something about what you hear.

Whether you're buried in debt, burned out in a career that doesn't fit, or just trying to figure out how to align your work with the life God designed you to live, Scott's story and framework will give you both the permission and the tools to start.

The Faith Ventures Podcast is part of the Christians For Liberty Network, a project of the Libertarian Christian Institute.

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Faith Ventures welcomes David Forster, serial entrepreneur, founder of Bike It Out, and certified brain fitness coach helping entrepreneurs sharpen their mental edge through movement, recovery, and systems thinking. David has built and sold multiple businesses — from landscape companies to a retail bicycle shop — and now combines his background in kinesiology, operations consulting, and faith to help high-capacity leaders perform at their best without burning out.

David shares his journey from accidental hamster breeder to landscape entrepreneur to bike shop owner, including the moment he felt God tell him to put down a dream he had worked hard to build and what obedience to that call did for his marriage and his walk with God. He opens up about the ride that changed everything: one hour on a bike that cleared years of accumulated stress and showed him what it felt like to think clearly again. That experience became the foundation for Bike It Out and his cycling-based protocols for mental clarity, cortisol recovery, and brain fitness.

The conversation then turns to the theological distinction David draws between stewardship and ownership in business: why most Christian entrepreneurs confuse the two, what it means to put God in the owner's seat of your org chart, and how the parable of the talents becomes an accountability framework when you actually believe it applies to your P&L.

Whether you're an entrepreneur wrestling with stress and burnout, a Christian business owner who wants to think more clearly about what stewardship really demands, or someone who just needs a good reason to get back on the bike hanging on your wall, this episode will challenge and encourage you.

The Faith Ventures Podcast is part of the Christians For Liberty Network, a project of the Libertarian Christian Institute.

Audio cleaned up with the Podsworth App!
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Use code LCI50 for 50% off your first order at Podsworth.com to clean up your voice recordings and also support LCI!