What if the biggest reason retirees avoid annuities has nothing to do with the product itself? Greg examines why annuities continue setting sales records while remaining one of the most criticized financial tools. He breaks down the differences between annuities, CDs, and market-based investments, explains the role of guarantees and risk management, and shares his perspective on why parts of the financial industry push back against them. Plus, a look at where annuities may fit within a broader retirement strategy.

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On this episode:

• Micron's earnings sparked excitement, but market volatility remains. Greg explains why retirement planning shouldn't depend on stock picking or chasing the next hot investment.
• From 401(k)s to advisory accounts, fees can quietly drain retirement assets. Greg breaks down the true cost of financial advice and why value matters.
• An advisor suggested borrowing instead of spending retirement money. Greg examines the math, tax consequences, and why some retirement advice may not serve clients.
• Delayed dreams, working too long, tax mistakes, and outdated estate plans. Greg shares lessons retirees wish they had learned sooner.

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On this episode:

• Most people believe they will be in a lower tax bracket and will get tax refunds in retirement. That may not be true.
• Is it time to pull back on your market risk when you retire?
• Financial advisors get paid in many ways. What is right for you?

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What if everything the financial industry has told you about retirement isn't quite the full story? Headlines insist you need $1.8 million to retire, yet only 3% of retirees actually have that — and 82% say they have enough and are happy. So what's really going on? On this episode, Greg Aler unpacks why the industry leans on fear, inflation talk, and savings targets to keep retirees uncertain and dependent.

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On this episode:

• Maybe we don’t all need a million dollars to retire.
• Are we all leaning too much on our 401(k) money?
• It worked for mom and dad, why won’t it work for me?

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On this episode:

• Many retirement plans fail in the first 5 years of retirement…why?
• Is an IRA-to-Roth conversion a good move for you? One article says be careful.
• How one man had to wait 5 years to settle his father’s estate, only to find out about a big tax surprise.

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Check out Fire Your Financial Advisor on YouTube!

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Maybe your family is one that doesn’t talk about money. That can come back to haunt you after the passing of a loved one.

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Check out Fire Your Financial Advisor on YouTube!

Learn more at GoldenReserve.com or follow on social: Facebook & LinkedIn.

See omnystudio.com/listener for privacy information.