『Expat Wealth - Cross-Border Financial Advice for Expats in America and Americans Abroad』のカバーアート

Expat Wealth - Cross-Border Financial Advice for Expats in America and Americans Abroad

Expat Wealth - Cross-Border Financial Advice for Expats in America and Americans Abroad

著者： Richard Taylor
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With the right financial advice, landmines that threaten expat wealth can be avoided. Often encountered by US-connected expats, these financial landmines are more numerous, more hazardous, and less understood than almost anywhere else in the world. As a result, non-cross border professionals, wealth advisors, and even international advisors are often unaware of them. But don’t worry, Expat Wealth has you covered. Expat Wealth is dedicated to helping ambitious US-connected expats and immigrants navigate those challenges — and thrive. Whether you’ve moved to the US for opportunity, or are an American seeking adventure and growth abroad, our job is to equip you with the tools and insights you need to succeed. Each Thursday, host Richard Taylor — dual UK/US citizen and Chartered Financial Planner — explores the critical topics you need to understand to protect your financial security and make the most of your global life. From tax and compliance pitfalls to investment planning and estate strategies, our team of expat wealth advisors cover what matters most to cross-border individuals. Here’s what to expect on Expat Wealth: 1st Thursday: Richard is joined by James Boyle, Partner at Plan First Wealth. Together, they take you behind the scenes as they are building a business that serves the expat community. Get guidance for expats and retirement planning tips 2nd & 4th Thursdays: Expert interviews featuring top voices in cross-border tax, finance, estate planning, immigration, and more. Get expat tax tips from professionals and learn more about your tax and legal obligations. 3rd Thursday: A global economic and investment roundup to help you stay ahead of the game with Brian Dunhill, founder of Dunhill Financial and American investment advisor based in the UK. Get cross-border financial planning tips to help you plan for a better retirement. Past guests on Expat Wealth have included: Virginia La Torre Jeker – International tax expert and founder of US-Tax.org Dan Price – Former IRS attorney with over 20 years of experience in offshore compliance Paula Jones – US estate planning attorney specializing in cross-border matters Full video recordings of each episode are released on YouTube on the @planfirstwealth channel. https://www.youtube.com/@planfirstwealth Host bio: Richard Taylor is a British expatriate and dual UK/US citizen, originally from the UK and now based in Greenwich, Connecticut. A UK Chartered Financial Planner with international experience spanning the UK, Dubai, and the US, Richard was struck by how uniquely complex and challenging the financial landscape is for US-connected expatriates and immigrants — challenges that simply don’t exist elsewhere. He was particularly alarmed by the severe penalties that can result from simple mistakes, and how many expats, drawn to America for their career and financial opportunities, unknowingly put their financial futures at risk. Motivated by this, Richard founded a financial and investment planning firm focused on the needs of expats. That mission later expanded into a podcast, created to share vital information and cross-border tax advice with a broader audience. His goal: to help international, mobile individuals thrive — by seizing global opportunities while avoiding the hidden financial pitfalls that can undermine success both in America and abroad. -- Expat Wealth is supported by Plan First Wealth. Plan First Wealth is a Registered Investment Advisor serving fellow expatriates and immigrants living across the US on matters such as retirement planning, investment management, tax planning and non-US asset management. https://planfirstwealth.com/ You will like Expat Wealth if you like The Expat Money Show and Gimme Some Truth “Expat” Podcast.© 2025 We're The Brits In America マネジメント・リーダーシップ リーダーシップ 個人ファイナンス 政治・政府 経済学
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  • 103. The 3 Biggest Tax Mistakes British Expats Make in America

    103. The 3 Biggest Tax Mistakes British Expats Make in America
    2026/09/24
    Every week, without exception, Richard and his team at Plan First Wealth review British expat's US tax returns and find something missing. Not occasionally, but every single time. In this week’s episode of Ask an Expert, Richard lays out the three mistakes he sees most often after 11 years working with British expatriates across America, and why even people who actively follow this content still fall into them. Richard, Chartered Financial Planner and founder of Plan First Wealth, breaks down the three mistakes he sees over and over again. The first is missing informational returns, forms like FBAR, 8938, 8621, and 3520. Skip these and the penalties don't just sit there, they stack up, compound, and in some cases stay on the table indefinitely. The second is PFICs (Passive Foreign Investment Company). This is the tax hit that comes from holding non-US investments like ISAs, unit trusts, or offshore bonds. The IRS looks straight through these accounts, and what was once a tax-efficient wrapper can end up taxed at the highest possible rate, with interest added for every year it goes unresolved. The third is simply waiting too long. Many expats leave UK pensions, ISAs, and other legacy assets untouched for 10, 15, even 20 years. By the time retirement forces the issue, what could have been a manageable problem has grown into something far more expensive. Richard also flags two emerging risks worth watching. First, expats turning to generative AI tools like ChatGPT and Facebook groups for tax guidance, and getting advice that's confidently wrong, and second, the currency exposure that comes from holding too much retirement wealth in pounds when you're planning to retire in dollars. This episode is for anyone with a connection to the UK, whether that's pensions, investments, or family who might one day pass on assets, who wants to know if they're one of the many people currently carrying risk they don't know about. As Richard puts it, the goal isn't to fear-monger, it's to get ahead of it, deal with it, and move on. -- Expat Wealth is supported by Plan First Wealth. Plan First Wealth is a Registered Investment Advisor serving fellow expatriates and immigrants living across the US on matters such as retirement planning, investment management, tax planning and non-US asset management. https://planfirstwealth.com/ -- Expat Wealth is affiliated with Plan First Wealth LLC, an SEC registered investment advisor. The views and opinions expressed in this program are those of the speakers and do not necessarily reflect the views or positions of Plan First Wealth. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Plan First Wealth does not provide any tax and/or legal advice and strongly recommends that listeners seek their own advice in these areas.
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    21 分
  • 102. US Debt Warning, Yen Carry Trade Risk & Is AI Really a Bubble?

    102. US Debt Warning, Yen Carry Trade Risk & Is AI Really a Bubble?
    2026/09/17
    Brian Dunhill has stepped out for this episode, so Richard Taylor is joined by Dunhill analyst Kamaljit Somal for an unscripted breakdown of the forces moving global markets. First up, the US bond market. Kam explains why rising long-term yields are making policymakers nervous, how higher borrowing costs feed through to mortgages, car loans and government finances, and why the bond market may finally be sounding the alarm over US debt. With federal debt approaching $40 trillion, Richard and Kam dig into the bigger issue: the growing cost of servicing it, which Kam says is now a larger expense for the US government than military spending. Then, Japan. The yen has strengthened sharply, raising questions around one of the most important sources of cheap funding in global markets: the carry trade. Kam breaks down how leverage has built up around the yen, why a disorderly unwind could put pressure on the Magnificent Seven and other high-growth stocks, and what a stronger Japanese currency could mean for investors around the world. They also look at what this means for cross-border portfolios. Kam explains why Dunhill has been reducing some US dollar exposure, particularly in fixed income, and why matching the safer part of a portfolio to the currency you actually spend can help remove an unnecessary layer of risk. Finally, Richard and Kam turn to the US stock market and the constant talk of an AI bubble. Despite investor anxiety, they argue that today’s market looks very different from the dot-com era: the companies driving growth are generating enormous amounts of cash, earnings are broadening beyond the Magnificent Seven, and even some of the software names written off during the so-called “SaaS apocalypse” are beginning to benefit from AI. As always: real talk, zero scripts, and a cross-border look at what actually matters beneath another chaotic month in markets. -- Expat Wealth is supported by Plan First Wealth. Plan First Wealth is a Registered Investment Advisor serving fellow expatriates and immigrants living across the US on matters such as retirement planning, investment management, tax planning and non-US asset management. https://planfirstwealth.com/ -- Expat Wealth is affiliated with Plan First Wealth LLC, an SEC registered investment advisor. The views and opinions expressed in this program are those of the speakers and do not necessarily reflect the views or positions of Plan First Wealth. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Plan First Wealth does not provide any tax and/or legal advice and strongly recommends that listeners seek their own advice in these areas.
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    39 分
  • 101. Cross Border, Cross Country: Meet the British Financial Planner Taking on America

    101. Cross Border, Cross Country: Meet the British Financial Planner Taking on America
    2026/09/10
    What does America look like through the eyes of a British financial planner who has just moved across the Atlantic? In this episode of Expat Wealth, Richard Taylor introduces Cross Border, Cross Country: a new recurring format following Plan First Wealth’s newest team member, James “JB” Beck, as he travels across the US while making the transition from experienced UK financial planner to US-UK cross-border specialist. JB lands in America with a decade of financial planning experience behind him, including eight years working with business owners at UK firm Fiscal Engineers. He knows the British system inside and out. But moving to the US means learning an entirely different rulebook: US tax, UK pensions and US pensions sitting awkwardly side by side, the US-UK tax treaty, and the everyday financial quicks nobody warns you about. In other words, the same challenges faced by the British expats Plan First Wealth works with every day. And JB isn’t experiencing America from one place. For the next 18 months, he and his wife are living on the road in a 43-foot RV pulled by a Ford F-350, using the journey to explore different states, communities and lifestyles while deciding where they might eventually put down roots. Richard will be checking in with JB throughout the journey, following both sides of his experience: what he discovers about life across different parts of America and what surprises him as he develops from a UK financial planner into a cross-border US-UK adviser. In this first instalment, JB explains why a Year 9 maths lesson ultimately pushed him towards financial planning, why joining Plan First Wealth felt like a natural fit, and how experiencing the same international move as the firm’s clients gives him a unique perspective on the financial realities of relocating to America. They also discuss the first culture shocks JB has already encountered — from visiting a bank manager and getting a chequebook to discovering how the US financial system works very differently from the UK — before looking ahead to an 18-month route that will take him from New Hampshire through the Carolinas, the South, Texas and across much more of the country. Whether you're moving to America, already deep in the British expat experience, or just want honest expat tax advice and cross-border financial planning from someone living it, this is where the journey starts. Expat Wealth is supported by Plan First Wealth. Plan First Wealth is a Registered Investment Advisor serving fellow expatriates and immigrants living across the US on matters such as retirement planning, investment management, tax planning and non-US asset management. https://planfirstwealth.com/ Expat Wealth is affiliated with Plan First Wealth LLC, an SEC registered investment advisor. The views and opinions expressed in this program are those of the speakers and do not necessarily reflect the views or positions of Plan First Wealth. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Plan First Wealth does not provide any tax and/or legal advice and strongly recommends that listeners seek their own advice in these areas. ABOUT RICHARD: Richard Taylor is a British expat and dual UK-US citizen. Originally from Bolton, he now lives in Greenwich, Connecticut, where Plan First Wealth has its head office. As the firm’s leader, Richard launched Taylor & Taylor, now Plan First Wealth, and continues to fuel the firm’s growth. Richard is a Chartered Financial Planner (UK – CII) in addition to holding the IMC (CFA UK) and Series 65 (US – FINRA). Connect with Richard on LinkedIn ABOUT JB: James Beck is a UK Certified Financial Planner with ten years of experience in financial planning. Before joining Plan First Wealth, he spent eight years at Fiscal Engineers in the UK, working particularly with business owners who had sold their companies. Now living in the United States, JB is developing his US knowledge alongside his existing UK expertise as he works towards becoming a US-UK cross-border financial planner at Plan First Wealth. Over the next 18 months, JB and his wife will also be travelling across America in their RV, experiencing first-hand many of the cultural, financial and practical differences faced by people building a new life in the US.
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    23 分
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