『Estate Planning with Fexingo: Wills, Trusts, and Passing Wealth to Future Generations』のカバーアート

Estate Planning with Fexingo: Wills, Trusts, and Passing Wealth to Future Generations

Estate Planning with Fexingo: Wills, Trusts, and Passing Wealth to Future Generations

著者： Fexingo
無料で聴く

Lucas and Luna navigate the architecture of wealth transfer—wills, trusts, estate taxes, and the legal structures that govern inheritance. Every episode is built around a specific instrument or strategy: from revocable living trusts to generation-skipping transfer taxes, from charitable remainder trusts to the nuances of probate in different states. Lucas brings the regulatory precision, citing IRS code sections and recent court rulings; Luna pushes on the human side—how families actually make decisions, avoid conflict, and communicate intent across generations. The listener is the high-net-worth individual, the family office adviser, or the estate-planning attorney who wants to understand both the letter of the law and the art of the conversation. Together, they dissect real-case scenarios: a tech founder with illiquid equity, a blended family with competing heirs, a couple navigating Medicaid planning. No hypotheticals without numbers, no principles without examples. Each show ends with a tension—how do you balance control with flexibility? How do you protect wealth without stifling the next generation's ambition? #EstatePlanning #WillsAndTrusts #InheritanceTax #FamilyWealth #TrustStructures #Probate #GenerationSkipping #CharitableTrusts #MedicaidPlanning #EstateTax #LegacyPlanning #WealthTransfer #Finance #FexingoBusiness #BusinessPodcast #EstateAttorney #FamilyOffice #AssetProtection Keep every episode free: buymeacoffee.com/fexingo© 2026 Fexingo. All rights reserved. 経済学
エピソード
  • How Portability Preserves a Deceased Spouse's Estate Tax Exemption

    How Portability Preserves a Deceased Spouse's Estate Tax Exemption
    2026/06/05
    Lucas and Luna tackle the most underused tax break in estate planning: portability. When one spouse dies, the surviving spouse can inherit their unused federal estate tax exemption — current exemptions total roughly $27 million per couple. Yet over 40% of married couples never file the simple IRS Form 706 to elect portability. Lucas walks through the math: if your spouse dies with a $13.5 million exemption, you can add theirs to your own, shielding $27 million from estate tax. But wait — portability only applies to the estate tax exemption, not to generation-skipping transfer tax exemptions, which are also lost if not used. A real case: a Florida couple with $18 million in assets lost $6 million in potential exemption because they missed the nine-month filing deadline. Luna pushes back: what about state estate taxes? Many states don't recognize portability, so a move from New York to Florida could save millions. They also discuss how portability interacts with credit shelter trusts, and why the SECURE Act's 10-year rule for inherited IRAs makes trust planning trickier. #Portability #EstateTaxExemption #IRSForm706 #EstatePlanning #MarriedCouples #TaxSavings #GenerationalWealth #SpousalExemption #CreditShelterTrust #SECUREAct #InheritedIRA #StateEstateTax #FexingoBusiness #BusinessPodcast #Finance #WealthTransfer #TaxStrategy #LucasAndLuna Keep every episode free: buymeacoffee.com/fexingo
    続きを読む 一部表示
    9 分
  • How a Spousal IRA Creates Retirement Security for Non-Working Spouses

    How a Spousal IRA Creates Retirement Security for Non-Working Spouses
    2026/06/05
    In this episode, Lucas and Luna dive into the Spousal IRA—a powerful but often overlooked tool that allows a non-working spouse to build retirement savings. They walk through the mechanics: how a working spouse can contribute to an IRA in their partner's name, the income limits for 2025, and why this matters for stay-at-home parents or part-time workers. Using a concrete example of a family with one high earner and one spouse who stepped out of the workforce, they show how even modest contributions can compound into six figures over time. They also discuss the difference between traditional and Roth Spousal IRAs, the phase-out ranges for deductions, and common mistakes like missing the deadline or forgetting to file jointly. This episode is perfect for couples looking to maximize retirement savings and ensure both partners have financial independence in their golden years. #SpousalIRA #RetirementPlanning #NonWorkingSpouse #IRA #RothIRA #TraditionalIRA #TaxPlanning #CompoundInterest #StayAtHomeParent #FinancialIndependence #RetirementSavings #MarriageFinance #WealthBuilding #Finance #Investing #FexingoBusiness #BusinessPodcast #EstatePlanning Keep every episode free: buymeacoffee.com/fexingo
    続きを読む 一部表示
    11 分
  • How to Use an Intentionally Defective Grantor Trust for Estate Freeze

    How to Use an Intentionally Defective Grantor Trust for Estate Freeze
    2026/06/04
    Lucas and Luna explore the Intentionally Defective Grantor Trust (IDGT), a sophisticated estate planning tool that lets high-net-worth individuals freeze the value of their estate for tax purposes while paying no capital gains tax on asset appreciation. They walk through a real case study: a real estate developer in Austin who transferred $5 million in rental properties into an IDGT in 2023, saving an estimated $2 million in estate taxes while continuing to pay the trust's income tax himself. The episode covers how the 'defect' in the trust actually works in the grantor's favor, the IRS's economic-benefit doctrine, and why this strategy is especially powerful with today's low interest rates (the IRS's Applicable Federal Rate is just 3.2% as of June 2026). Listeners learn the difference between an IDGT and a GRAT, and why the IDGT is preferred for long-term appreciation assets like real estate and private equity. No prior episode has covered IDGTs. #IntentionallyDefectiveGrantorTrust #IDGT #EstateFreeze #GrantorTrust #EstatePlanning #WealthTransfer #RealEstateDeveloper #Austin #ApplicableFederalRate #InterestRates2026 #CapitalGainsTax #EstateTax #GRAT #PrivateEquity #Finance #EstatePlanningWithFexingo #FexingoBusiness #BusinessPodcast Keep every episode free: buymeacoffee.com/fexingo
    続きを読む 一部表示
    9 分
adbl_web_anon_alc_button_suppression_t1
まだレビューはありません