Summary:

In this episode, I’m talking about the financial fog—the money tasks that quietly sit on the “someday” list and drain your energy in the background. The unsigned will. The mystery subscriptions. The unclear spending. The conversations you keep avoiding.

I share why I chose to hire a financial coach (even though my husband is a financial advisor) to work through my own money emotions, self-worth, pricing, and generosity boundaries. I open up about being a single mom at 39, trusting my intuition to get more life insurance, and how that decision not only brought peace—but unexpectedly led me to meeting Michael. I also contrast that with a heartbreaking story of a family devastated overnight because life insurance wasn’t in place.

Then I walk you through exactly what I tackled in January 2026—signing a will that had been sitting for two years, tracking every dollar of 2025 spending (hello, $1,700/month on Amazon 😳), auditing subscriptions across PayPal and Apple, securing $785 in refunds, and clearing out physical clutter in my closet.

This episode is about stewardship, courage, and doing the one hard thing that clears the fog so you can finally feel present, peaceful, and powerful.

If money feels heavy, avoided, or emotionally charged—this conversation is for you.

When I avoid financial decisions, they don’t disappear—they create a low-grade anxiety loop in the background. That fog affects my focus, creativity, and peace.

Audience follow-up → What money task have you been postponing that’s quietly draining your energy?

I didn’t hire a financial coach because I didn’t understand money. I hired her because I needed support with my emotions around worth, pricing, generosity, and boundaries.

Audience follow-up → Where might you need emotional support—not just tactical advice?

As a single mom, I felt prompted to increase my life insurance. That decision gave me deep peace—and ultimately introduced me to Michael. On the flip side, I’ve seen firsthand what happens when protection isn’t in place.

Audience follow-up → If something happened tomorrow, would your family be financially protected?

When I categorized every 2025 bank transaction, I discovered about $1,700 per month going to Amazon. Awareness wasn’t shame—it was clarity.

Audience follow-up → What might you learn if you tracked every dollar for 30 days?

I hunted down hidden subscriptions across PayPal, Apple, and old emails—and recovered $785 in refunds. Small actions create powerful forward motion.

Audience follow-up → Where could you look for “hidden leaks” this week?

I had to ask myself: Would God give me more if I’m not managing what I already have well? That mindset shift changed everything.

Audience follow-up → Are you treating your money as something you manage—or something that manages you?

1. Choose one hard thing.
2. Get accountability.
3. Stay when it feels uncomfortable.