Why I Love to Travel I've just come back from a trip to Tangalooma. We took the whole family.

while snorkling I saw one fish. I was so happy. I'd seen a fish in the wild. Then I turned around and looked down deeper. There were hundreds of fish. Yellows, purples, greens. So many colors. Fish the size of small suitcases. I was reaching out, almost touching them.

Why People Do Personal Development I've been coaching for twelve years now. I came up with an acronym: INSPIRED. Each letter stands for a reason people come to personal development.

Let me walk you through it.

I - Increase Income People want to increase their income. Why? Because they believe it will make them happy. And there's truth to that. Money gives you opportunities. Travel. Experiences. For your family.

But here's the nuance. Money and happiness rise together up to a point. Once you have all your needs met and some of your wants, more money doesn't create more happiness. Yet people keep acquiring, hoping it will.

N - Never Work for a Boss Again Why do people want this? Because bosses can give you a hard time. Micromanage you. Undermine you. Give you the work of four people. Come down hard on mistakes. Create stress. Tightness across your neck and shoulders.

People want to work for themselves. Choose their own hours. Remove the cap on their income. And they believe that will make them happy.

S - Spare Time More spare time means time for hobbies. Time for family. Time for friends. Time for activities that make you smile and laugh. That make you feel happy.

P - Personal Development Some people just love personal development. They love growing. It's been said that you're either growing or you're dying. Growth is part of fulfillment. The other part is contribution.

I - Influencer People want to become influencers. To inspire others. To lift others. To guide others. To be a coach or a leader.

When you impact somebody in a positive way, you get benefits too. It feels good. When someone says, "Thank you. You've changed my life for the better," that's powerful.

R - Retirement / Saving People prepare for retirement. But it's not just financial. You need to emotionally clear your past. Heal your inner child. Stop ruminating. Stop being depressed about what happened. Stop being anxious about what might happen.

I heard Barbara O'Neil tell a story. A couple came to her health retreat. They were retired professionals. Both earned lots of money. But they had health problems. They said, "We're retired now. We can focus on our health." And they changed their lives.

Here's a sad story. A man was driving to his own retirement function. He had a heart attack in the car. Died before he enjoyed one day of retirement.

Prepare your mind, your heart, your body, your spirit. Not just your bank account.

E - Enjoy Financial Freedom People fall in love with travel. With living the lifestyle they want. Money creates happiness to a point. Beyond that, you can find more happiness by using your wealth to impact others. Charity. Service. Getting your message out to help people.

D - Design a Destiny Personal development gives you the ability to design the future you want. Your love life. Your relationships. Your health. Your energy. Your vitality. Your finances. Your emotional well-being.