No one expects to get in an accident. But when you do, and when injuries are involved, navigating the insurance system and legal landscape can feel overwhelming. Melissa Joy, CFP® sits down with Megan Burns, founder of Mirador Law and personal injury trial lawyer, to pull back the curtain on what actually happens after an accident and how to protect yourself before one ever occurs.

Megan brings both professional expertise and personal experience to this conversation, having been seriously injured in a bike accident in her early twenties. From understanding your auto insurance coverage to knowing when you need a lawyer and when you do not, this episode gives listeners a practical, honest roadmap for one of the most financially and emotionally complex situations a person can face.

What You'll Learn

• Why your insurance policy is a financial hedge and how to treat it like one
• The difference between fault states and no fault states and what that means for your coverage
• Why uninsured and underinsured motorist coverage is one of the most important protections you can have
• How Michigan's 2020 no fault law changes affect what you are actually covered for
• Why disability insurance may be as important or more important than life insurance
• When you absolutely need a personal injury attorney and when you do not
• How to find a quality personal injury lawyer and the red flags to avoid
• Why hiring a trial lawyer specifically makes a significant difference in outcomes
• What to expect from the legal process after signing with an attorney
• How umbrella liability insurance works and why it matters for protecting your assets

Connect with Megan: Website: www.miradorlaw.com

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