Hosts Ciaran O’Brien and Peter O’Malley wrap up a year where rate cuts calmed mortgage distress, yet inflation quietly returned through energy, services, and daily essentials. As AI reshapes jobs, rental markets hold steady, and policy reforms tighten compliance, we reflect on what defined 2025 — and what’s next for Sydney’s property landscape.

We also discuss:

• How rate cuts removed forced selling and lifted sentiment
• Inflation’s reacceleration through energy and service sectors
• Unemployment edging up as AI drives underemployment
• The tension between return-to-office mandates and automation risk
• Public sector hiring cushioning private sector softness
• First-home buyer incentives pulling forward demand
• Migration maintaining pressure on housing and rentals
• Rental conditions steady but poised for another upswing
• Investors chasing yield outside inner Sydney markets
• Tougher penalties and audits reshaping underquoting practices
• Reserve-price disclosure proposals threatening the auction model
• Vendor liability flagged as the missing accountability link

From all of us at Current Market Insights — Merry Christmas and a Happy New Year. We’ll see you in 2026.

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