On this episode of Through The Pines we'll cover 5 ways to Build Wealth and 5 ways to Destroy Wealth in 2026…

Build:

• Live Below Your Means
• Build an Emergency Fund
• Eliminate High-Interest Debt Aggressively
• Invest Consistently
• Increase Earning Power

Destroy:

• Lifestyle Inflation
• High-Interest Consumer Debt
• Trying to Time the Market / Chasing "HOT" Investments
• High-Cost Borrowing
• Ignoring or Under-Utilizing Tax-Advantaged Accounts & Employee Matches

Welcome to a Financial Planning Podcast with a down to earth vibe Sasquatch listens while tanning in February, this is Through the Pines.

Our Advisors for this episode, we welcome back Rex Baxter and Brandyn Smith from planwithbaxter.com

2023, 2024 & 2025 Forbes Best in State Wealth Management Teams For Utah -

Advisor Hub Fastest Growing Advisors to Watch under 1 Billion -

Receivers of the Ameriprise Client Experience Award -

Financial Advisors: Baxter, Smith & Associates

Contact: rex.m.baxter@ampf.com

Website: planwithbaxter.com

This podcast was produced by The Banyan Collective and recorded in our camp trailer studio located inside the Monarch Building inside the 9 Rails Arts District on Historic 25th Street in Ogden, Utah.

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Through the Pines - Reminding you to use Yesterday's Dollars to Finance Tomorrow's Dreams.

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This episode includes financial advice from professionals. Visit the financial planners in this podcast at www.planwithbaxter.com The Banyan Collective & Host, R. Brandon Long are not the financial professionals - podcast pro's, maybe - money men, not so much.

Through the Pines Podcast Copyright, The Banyan Collective - 2026