Ep. 138 High-Yield Savings Accounts: What They Are & When to Use Them
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Ep. 138 High-Yield Savings Accounts: What They Are & When to Use Them
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Is your savings actually working for you?
In this episode of Living Your Abundant Life, I break down high-yield savings accounts in simple terms—what they are, when they make sense & how they can help you earn more on money you already have sitting in savings.
In this episode:
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What a high-yield savings account is
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When it makes sense to use one
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How much you may want to keep in savings vs. invest
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Why short-term savings goals can be a great fit for a HYSA
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What to look for when choosing an account
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Fees, minimum balances and other fine print to watch for
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Why I use and recommends Ally Bank
Your money doesn't have to just sit there. Even your savings can be working for you.
Takeaway:
If you have money sitting in a traditional savings account, take a few minutes this week to check the interest rate you're earning and compare it with a high-yield savings account.
Scripture:
"The plans of the diligent lead surely to abundance." — Proverbs 21:5
Resources & Links
Ally bank referral link is here
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Connect with me on Instagram: @jenpiala
Get your FREE Money Clarity Check-In guide here.
Join my free Facebook community: Creating Confidence With Your Cash
💌 Email: info@jenniferpiala.com