Are you putting off buying a home because you think you need 20% down?

You’re not alone—and you’ve probably been misled. In this eye-opening episode of Moving Sucks, Seth breaks down the biggest myths around down payments and walks you through real, actionable strategies to fund your first home—even if you’re starting from zero.

From misunderstood loan programs to family wealth you didn’t know could help, this episode is your guide to unlocking the door to homeownership faster and smarter than you thought possible.

🎧 Episode Breakdown

00:00 – Introduction: The Down Payment Dilemma

00:15 – Debunking the 20% Myth

01:07 – Creative Financing You Haven’t Considered

02:41 – FHA, VA, and USDA: Which Loan Fits You?

06:05 – Budgeting Hacks That Actually Work

08:18 – How to Use Family Wealth (Without It Getting Weird)

11:19 – Advanced Down Payment Strategies

13:47 – Why Financial Planning Beats Waiting

16:10 – Final Thoughts: Start Now, Not Later

If you’ve been stuck waiting, guessing, or just feeling overwhelmed… this episode is for you.

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Watch the full episode on YouTube: https://www.youtube.com/@MovingSucksPodcast