Every business journey begins with an idea, but it’s the decisions made under pressure that shape where it leads. In this episode of Elevate Your Wealth, Victor Idoko sits down with Danny, Founder of Neo Energy, to explore what it really takes to build a purpose-driven business — from early trade experience to operating in Australia’s evolving renewable energy landscape.

Danny shares candid insights on vision, ambition, and learning through experience, including the lessons that only come from making tough calls and navigating uncertainty. It’s a grounded conversation for business owners and professionals who understand that sustainable success is built one decision at a time.

What You’ll Learn

-Why vision matters when motivation fades

-How the concept of Ikigai applies to business and career direction

-The difference between being taught and “paying to learn”

-Balancing long-term ambition with day-to-day practicality

-Building better judgment through experience and the right people

⏱️ Timestamps

00:00 – Why vision matters when the work gets hard

01:45 – Danny’s background and path into business ownership

03:40 – Purpose, Ikigai, and finding meaningful work

06:30 – Early missteps and learning the hard way

09:00 – Entering the renewable energy space

12:40 – Managing ambition without losing practicality

15:30 – Building judgment through experience

18:20 – People, systems, and thinking long term

If you’re building something meaningful — whether a business, career, or long-term plan — this episode offers clarity and perspective.

Any discussion in this video does not take into account your objectives, financial situation or needs. Before acting on it, you should consider whether it’s appropriate to you, in light of your objectives, financial situation or needs. For tailored support, speak with a licensed professional about your financial planning or financial services needs today.

Work with Victor Idoko (CFV Advisory):

Website: cfvadvisory.com.au

More ways to connect: https://linktr.ee/cfvadvisory

Work with Danny Keo (Neo Energy):

Website: neoenergy.com.au

Email: info@neoenergy.com.au

Subscribe for more conversations on business, wealth, mindset, and long-term success.

Available on Spotify, Apple Podcasts, and YouTube.

#entrepreneurship #businessownersau #purposeledgrowth #renewableenergy #wealthmindset #elevateyourwealth

Hosted on Acast. See acast.com/privacy for more information.

From late-night shifts to running a healthcare IT company, this episode is all about turning hustle into impact.

Victor sits down with Hassan, founder of Healthcare IT Solutions, to unpack how he went from a new migrant trying to find his feet… to protecting clinics, dentists, and everyday Aussies from cyber attacks.

They dive into the real risks business owners face online, the scams that actually work (and why), and how simple systems — in both tech and money — can reduce stress for you, your staff, and your family. If you run a clinic, small business, or you’re just the unofficial “IT person” at home, this one will save you headaches.

📘 What You’ll Learn

-Why small businesses and clinics are prime targets for cyber attacks

-Simple cybersecurity must-dos: passwords, MFA, software updates & safe Wi-Fi use

-Real-life scam stories (including the “gift card” trap) — and what to do if you get that call or SMS

-The link between tech resilience, cash flow structure, and building long-term family wealth

⏱️ Timestamps

00:00 – Why cyber risk is now a everyday problem for families & business owners

03:20 – From early jobs & family expectations to starting an IT career

11:10 – Cyber basics: passwords, MFA, and why “easy” logins are a trap

16:00 – Windows updates, old systems & why end-of-support is a big risk

27:00 – Public Wi-Fi, hotspots, and how to use the internet more safely

31:20 – Hassan’s cash flow wake-up call: buckets, buffers, and peace of mind

40:15 – Family, legacy, and why planning ahead matters for busy founders

Any discussion in this video does not take into account your objectives, financial situation or needs. Before acting on it, you should consider whether it’s appropriate to you, in light of your objectives, financial situation or needs. For tailored support, speak with a licensed professional about your financial planning or financial services needs today.

👉 Work with Victor Idoko (CFV Advisory):

🌐 Website: https://cfvadvisory.com.au

🔗 More ways to connect: https://linktr.ee/cfvadvisory

👉 Connect with Hassan / Healthcare IT Solutions:

🌐 Website: https://healthcareitsolutions.com.au

✅ Subscribe for more episodes that simplify wealth, technology, and lifestyle planning.

#cybersecurity #smallbusinessau #healthcareIT #businessownersau #wealthstrategy #smartmoneymoves #moneymindset

Hosted on Acast. See acast.com/privacy for more information.

Running a business is exciting — until life throws a curveball. What happens if you’re suddenly out of action… or worse? In this episode, Victor Idoko shares real stories of business owners who faced those moments — and how the right protection made all the difference.

You’ll discover how tools like life insurance, TPD cover, trauma insurance, and buy-sell agreements aren’t just “policies” — they’re your safety net, your continuity plan, and sometimes the reason your family (and staff) can breathe easy when things don’t go to plan.

📘What You’ll Learn

-Why life insurance is more than personal protection for business owners

-The role of Life, Total & Permanent Disability, Trauma and Income Protection Covers

-Why buy-sell agreements are critical for business partners

⏱️ Timestamps

00:00 – Why business owners can’t delay protection

01:14 – Life insurance: safeguarding family and business value

04:16 – Real claim examples: business continuity after sudden death

06:11 – TPD insurance: what if you survive but can’t work

07:58 – Trauma insurance: when illness disrupts your business

11:22 – Income protection: turning policies into income streams

17:45 – Buy-sell agreements: protecting partnerships and families

👉 Ready to review your protection strategy? Connect with CFV Advisory to secure your future today.

Any discussion in this video does not take into account your objectives, financial situation or needs. Before acting on it, you should consider whether it’s appropriate to you, in light of your objectives, financial situation or needs. For tailored support, speak with a licensed professional about your financial planning or financial services needs today.

Work with Victor Idoko (CFV Advisory):

🌐 cfvadvisory.com.au

🔗 More ways to connect - https://linktr.ee/cfvadvisory

Hosted on Acast. See acast.com/privacy for more information.

In today's Elevate Your Wealth podcast episode, Victor covers the foundations and shares practical strategies for managing mortgages, using bonuses wisely, and building an investment mix that supports both short-term flexibility and long-term growth.

Tune in and learn smarter moves to grow your wealth with confidence.

What You’ll Learn:

How to set up cash flow for consistent investing

Where to invest once debt is cleared

The role of super alongside other investments

Property and shares in a balanced wealth plan

Managing family costs and irregular income

Smarter ways to use bonuses

Timestamps

00:00 Cash flow and spending plans

00:53 Super vs. other investments

02:55 Balancing mortgages, kids, and income ups and downs

04:27 Making the most of bonuses

Any discussion in this episode does not take into account your objectives, financial situation or needs. Before acting on it, you should consider whether it’s appropriate to you, in light of your objectives, financial situation or needs. For tailored support, speak with a licensed professional about your financial planning or financial services needs today.

Work with Victor Idoko (CFV Advisory):

🌐 cfvadvisory.com.au

🔗 More ways to connect - https://linktr.ee/cfvadvisory

#Investment #ETF #Property #Super #FinancialPlanning #CFVAdvisory

Hosted on Acast. See acast.com/privacy for more information.

Stepping into retirement isn’t just about stopping work — it’s about knowing your money will support the life you want. From income streams to estate plans, Victor walks through some key decisions anyone wanting to retire can’t afford to ignore.

What You’ll Learn:

A quick way to estimate if your savings will last

Smart, tax-friendly strategies to draw income from super

How the Age Pension fits into your plan

Why estate planning is more than just writing a will

Preparing financially for medical and aged care needs

Timestamps

00:18 Estimating your “enough” number

01:12 Drawing income tax-effectively

02:58 Where the Age Pension fits in

05:08 Planning ahead for aged care costs

Any discussion in this episode does not take into account your objectives, financial situation or needs. Before acting on it, you should consider whether it’s appropriate to you, in light of your objectives, financial situation or needs. For tailored support, speak with a licensed professional about your financial planning or financial services needs today.

Work with Victor Idoko (CFV Advisory):

🌐 cfvadvisory.com.au

🔗 More ways to connect - https://linktr.ee/cfvadvisory

#RetirementPlanning #ElevateYourWealth #CFVAdvisory #WealthInRetirement

Hosted on Acast. See acast.com/privacy for more information.

Running a business raises tough money questions:

💡 How do I minimise tax and protect my assets?

💡 Should I invest personally or through my business?

💡 What happens to my business if something happens to me?

💡 How do I plan my exit strategy — and actually extract value?

In this episode, Victor unpacks the financial decisions every business owner must face, from structuring for protection to making your profits work harder through super, smart debt, and investments.

Timestamps:

00:00 Structuring your business for tax + asset protection

01:20 Family trusts and why they matter

03:33 Return on equity and investing back into your business

04:56 Planning your exit strategy (and what you can actually sell)

05:34 Using business profits for long-term wealth (super + debt recycling)

👉 Like what you hear? Subscribe for more insights on building and protecting wealth.

Any discussion in this episode does not take into account your objectives, financial situation or needs. Before acting on it, you should consider whether it’s appropriate to you, in light of your objectives, financial situation or needs. For tailored support, speak with a licensed professional about your financial planning or financial services needs today.

Work with Victor Idoko (CFV Advisory):

🌐 cfvadvisory.com.au

🔗 More ways to connect - https://linktr.ee/cfvadvisory

#Business #FinancialPlanning #ElevateYourWealth #CFVAdvisory

Hosted on Acast. See acast.com/privacy for more information.

Biophilic design, wellness-focused interiors, and evidence-based design can boost your productivity, improve wellbeing, and even grow your wealth. Ozge Fettahlioglu, Managing Director of Box Areno, joins Victor Idoko to share proven strategies and real-life examples that deliver results you can see and feel.

🎁 Special Offer: Get 10% off a tailored biophilic design consultation — plus a complimentary gift for all entrants! Enter here: https://tinyurl.com/biophilicdesignnow

What you'll learn in this Elevate Your Wealth episode:

- How biophilic design can lift productivity, creativity, and wellbeing

- The ROI benefits of evidence-based design for property and business

- Cost-effective design changes with big impact

- Common mistakes that harm performance and value

Timestamps:

00:00 – Meet Ozge & the design–wealth–wellness connection

02:10 – From burnout to biophilic design

04:47 – Simple, high-impact design fixes

05:50 – Evidence-based design and ROI

09:23 – Real-world results: sales and productivity gains

13:04 – Common mistakes to avoid

23:13 – Designing spaces to fight burnout

Any discussion in this video does not take into account your objectives, financial situation or needs. Before acting on it, you should consider whether it’s appropriate to you, in light of your objectives, financial situation or needs. For tailored support, speak with a licensed professional about your financial planning or financial services needs today.

Connect with Victor:

👔 LinkedIn: Victor Idoko - https://www.linkedin.com/in/victor-idoko-cfa-a5799076

📸 TikTok: @victoridokowlthadv

Follow us:

➡️ Website: https://cfvadvisory.com.au/

➡️ FB / IG: / cfvadvisory

➡️ LinkedIn: / cfv-advisory

➡️ YouTube: / ‪ @victoridokocfv

Connect with Ozge / Boxareno

👔 LinkedIn: Ozge Fettahlioglu - / ozgefettahlioglu/

➡️ Instagram: / @cocoplumstyle

➡️ Website: http://www.boxareno.com.au/

#BiophilicDesign #WealthAndWellness #EvidenceBasedDesign #InteriorDesignTips #ElevateYourWealth

Hosted on Acast. See acast.com/privacy for more information.

Buying a property is a big deal — and navigating finance doesn’t have to be confusing. In this episode of the Elevate Your Wealth podcast, Lauren Worldon, Founder of Apex Mortgage Advisory, joins Victor Idoko to break down how first home buyers, families, and solo professionals can make smarter decisions around lending, borrowing, and structuring property finance.

With years of experience in both banking and broking, Lauren shares her real-world insights into what lenders actually look for, why pre-approval matters, and how smart debt structuring can put thousands back into your pocket over time. Whether you're buying your first place, refinancing, or just trying to understand how mortgages work — this one’s for you.

🎧 In this episode, you'll learn:

✅ How mortgage brokers assess borrowing capacity and goals

✅ Why structuring your loan properly from Day 1 matters

✅ How Apex helps clients prepare for property and business growth

✅ The importance of debt strategy, not just loan approval

✅ What to consider if you’re self-employed or have variable income

🎁 Plus, you our dear listeners get a free copy of Lauren’s book, "A Simple Guide to Buying Your First Home in Australia" or a discounted 1-on-1 strategy call to explore your property plans.

🎙️ Timestamps:

(01:49) – What Apex Mortgage Advisory is all about

(03:55) – What first home buyers often get wrong

(05:48) – Importance of aligning finance with long-term goals

(11:15) – Partnering with professionals: broker + financial planner

(14:42) – Lauren’s view on long-term success in property

(17:25) – How Apex supports clients beyond the loan

💬 Got questions about borrowing, refinancing, or planning your next move?

Leave a comment or send us a message — we’d love to hear from you!

Connect with Victor:

👔 LinkedIn: Victor Idoko - https://www.linkedin.com/in/victor-idoko-cfa-a5799076

📸 TikTok: @victoridokowlthadv

Follow us:

➡️ Website: https://cfvadvisory.com.au/

➡️ FB / IG: / cfvadvisory

➡️ LinkedIn: / cfv-advisory

➡️ YouTube: / ‪@victoridokocfv‬

Connect with Lauren / Apex Mortgage Advisory:

🌐 Website: https://apexmortgageadvisory.com.au

👔 LinkedIn: Lauren Worldon - https://www.linkedin.com/in/lauren-worldon-b4b31a63/

📸 Instagram: @apex_mortgage_advisory

📘 Facebook: /apexmortgageadvisory

✅ Subscribe for more episodes that simplify wealth, finance, and lifestyle planning.

🎧 Available on Spotify, Apple Podcasts, and YouTube.

Hosted on Acast. See acast.com/privacy for more information.