Lower taxable income while supporting favorite causes. Deanne Rosso and Rob Fezekas of Elevate Wealth Advisory explain Qualified Charitable Distributions (QCDs) from Traditional IRAs: age rules, eligible accounts, direct-to-charity requirements, annual limits, and how QCDs can satisfy Required Minimum Distributions (RMDs) without increasing taxable income.Key points:-QCD eligibility (age 70½+), account types, and annual limits-Why “direct to charity” matters (no DAFs)-Coordinating QCDs with RMDs, Medicare brackets, and Social Security taxationWant a tax-aware giving plan? elevate-wealth.com → “Let’s Talk.”#AthensGA #AthensWealthAdvisor #FinancialPlannerAthens #QCD #RMD #RetirementIncome #TaxPlanning #WealthManagement #IRA #CharitableGiving #GeorgiaRetirement

What is a Donor-Advised Fund (DAF) and when does it make sense? Elevate Wealth Advisory's Deanne Rosso and Rob Fezekas cover DAF basics, funding options, how grants work, and why “bundling” several years of giving into one tax year can help more households clear the itemizing hurdle while maintaining flexible giving over time.You’ll take away:-DAF structure: fund now, grant later-Which assets are eligible (cash, stock, more)-Using a DAF for “bundling” strategiesExplore a DAF or a personalized giving plan: elevate-wealth.com → “Let’s Talk.”#AthensGA #AthensWealthAdvisor #AthensFinancialPlanner #DonorAdvisedFund #DAF #CharitablePlanning #TaxStrategy #WealthManagement #OconeeCounty #GeorgiaFinance

Can charitable gifts be deducted—and how do you maximize the benefit? Elevate Wealth Advisory's Deanne Rosso and Rob Fezekas explain the itemizing hurdle, how the higher standard deduction interacts with OBBBA’s SALT cap change, and a powerful strategy: donating appreciated assets to avoid capital gains while potentially deducting fair market value.Highlights:-When itemizing beats the standard deduction-Donating appreciated stock/ETFs/real estate: how it works-Record-keeping essentials for tax timeTalk through your gifting strategy: elevate-wealth.com → “Let’s Talk.”#AthensGA #AthensWealthAdvisor #AthensFinancialPlanner #InvestmentPlanner #TaxEfficientGiving #AppreciatedAssets #CharitableDonations #WealthManagement #FinancialPlanning #GeorgiaTaxes #OBBBA