You and your spouse may see money completely differently — but that doesn’t mean you can’t find peace together.

In this episode, Accredited Financial Counselor® Kaitlin Knepper shares how to combine two very different money styles into one peaceful, purpose-driven plan using a simple percentage-based bucket system.

You’ll learn how this framework helps both “planners” and “free spirits” manage money in a way that feels balanced and aligned with your shared values. Whether you love details or prefer a big-picture view, this episode will show you how to create a system that honors both personalities — and finally brings peace to your cash flow.

• Why most budgeting systems don’t work for couples

• How to use a percentage-based bucket system to simplify your money

• What each money personality type needs to feel peace in a plan

• How to create structure for planners and freedom for free spirits

• Faith-led principles for unity and stewardship in your finances

“Two are better than one, because they have a good return for their labor.” — Ecclesiastes 4:9

You don’t need to choose between structure and freedom — you just need a plan that reflects both. A peaceful money plan doesn’t control you; it supports the life you’re called to live.

Start by setting up your percentage-based buckets. Decide together how much of your income will go toward needs, future goals, lifestyle, and generosity. Keep it simple, stay curious, and remember: it’s not about perfection — it’s about partnership.

📩 Download the free guides to help guide your next money conversation:

Couples Money Talk Cheatsheet

Money Personality Map

In upcoming episodes, we’ll keep exploring what it means to live out your faith through your finances — from building habits that last, to finding contentment, to walking in true financial peace. But don’t wait for what’s next. Start now. Small steps today bring peace tomorrow.

💬 Want Personalized Help With Your Finances?

If you’re ready to get clear, confident, and in control of your money, I’d love to help. Visit improvefin.com/aboutifw to learn about my programs and see current pricing.

🫱🏼‍🫲🏻Connect With Kaitlin

Website → improvefin.com

Email → hello@improvefin.com

Get Started Now → Financial Wellness Assessment

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